It costs a lot of money and effort to do this. Most people would opt for a bridging loan.

For a listed building or something very unusual, you might need a specialist survey carried out by somebody who really understands that type of property. And some very unusual buildings are in a poor state of repair. So lenders might release the money in stages, and get someone to check before they release any more.

People are getting tired of going out to expensive restaurants and spending lots of money for seven pea pods and a two-inch steak.

It is very possible not to get what your roommate has, but both sides need to make a conscious effort to avoid spreading germs. Like our mothers always told us, cover your cough.

I'm just trying to manage what a lot of people have put a lot of effort, heart and money in.

I spent a lot of money and a lot of effort cleaning it up.