In the third quarter, the crisis in the global equity markets weighed on the results of our primary and secondary equity businesses, as well as affecting capital gains on the industrial equity portfolio.

The very sharp increase in net income does not simply reflect the positive effects of a robust economic environment but instead is due first and foremost to the improvement in the core profitability of all our business lines.

We are not going to change our financial discipline, and we are not ready to overpay for acquisitions in retail banking.

The state is not a good shareholder.

I don't exclude a cross-border, but it is rather complicated.

Certain preventative maintenance is essential to refinery safety, ... Even in the crisis, if the goal is to keep petroleum supplies flowing smoothly, safety needs to remain a high priority. We've seen the effect in Texas City that a major accident can have on gasoline supplies.