In both countries, we're on track to be up and running around the middle of 2006.

We didn't show a tenth of what we had in the passing game. Same thing in the running game. We ran four or five different plays the whole game.

Early accounts coming in to us say that people are running across malls to the department stores to take advantage of the best deals.

You need to run and find shelter whether it's a car or a building or something like that, because if you jump in a car, sure some of the bees are gonna come with you, but you can deal with the ones that make it in there.

We would certainly have financial flexibility to do another deal if that came up.

It is a market we know very well...the margins in life insurance in Hong Kong remain very attractive. It will enable us, if we integrate it well, to create significant value.