If your house has been on the market for more than four months, take it off the market and re-list it in two months as 'new.'

Especially if you're over 40, shortening the term of your loan to pay it off sooner could make you mortgage-free in retirement.

I did everything in my power to give my brokers brand identity and clout in the market. I saw my job as parent to build them up and if I took care of them, then they would take care of their customer.

Refinancing your mortgage usually makes sense if you can lower your interest rate by at least two points. But the most important question to ask yourself is, how long will it take you to break even?

I've been in real estate for my whole life, I've been trying to sharpshoot the market with my investments, I'm never right. All you need to do is get near the bottom. That's good enough.

If a house is priced appropriately, make a bid 10 percent below that amount.