If you handle your credit less than responsibly, very quickly that rate is going to rise.

Having a significant amount of credit card debt may not be a problem unless you lose your job, your house burns down or you get caught in a hurricane. If you don't have any cushion, you can get hit really hard.

I was in love with the idea of love, so I created elaborate fictions for my relationships - fictions that allowed me to believe that what any given paramour and I shared looked a lot like love.

Everyone else thinks I'm a nonfiction writer. I think it's because my nonfiction is easier to find. But I write both in equal measure. I love writing fiction because I can totally lose myself, and I get to make up the rules of the world that I'm writing.

We all have our vanities. The retouching magazines like 'Vogue' do is the professional version of the retouching we do when we, for example, apply Instagram filters to the pictures we take and share on our social networks.

Lions, wolves, and vultures don't live together in herds, droves or flocks. Of all animals of prey, man is the only sociable one. Every one of us preys upon his neighbor, and yet we herd together.