If someone says that they will set up a trust for you for your income or property and you will still have full control, it's a scam.

Don't let yourself get involved in a tax scam or be victimized by one. Be very careful who you trust for tax advice and who you trust with your personal information.

I really think you've just started an income trust race - I think there's going to be tons of conversions.

Don't trust anyone over 30.

What we're experiencing now is the later adopters are either lower income or certainly more frugal on their discretionary spending. They're buying fewer DVDs per home.

It seems like this is the best way I could keep our income as steady as possible without having more surprises being thrown our way. That's what can happen when you're an employee.