If our competitors want to do the same things, they really have to become payment system operators. They'd have to integrate it in-house and then get approval from the Fed to do settlement, and that's a big step.

It can be very difficult to put complex products together when engineers can't stick their heads over the cubicle wall and chat. On one project, I had to travel from Los Angeles to Connecticut 50 times, and even then it was a nightmare trying to get everything to work correctly.

We knew there were certain kidney cancer patients who responded to this drug, but we didn't know the mechanism behind the response. We had to determine the mechanism of response so we could identify the responders.

How do I get one of the set top box which record what programmes I watch and therefore help to record ratings for show (pls note i do not mean video type recordings)?

Since we know S6K1 is linked to obesity and insulin resistance, learning that it can actually be turned on by more than one pathway is important, because it represents a potential target to regulate obesity.

Insulin and amino acids both play a critical role in growth and development,