If not for my daughter, I would have sent them the money. Thank God for my daughter.

My daughter picked this up right away.

The pressure now is to get into the workplace and start earning money.

About 85% of money comes from private sources.

You can open up an IRA between now and April 15 and put money in for 2005, or you can also open an IRA and contribute to 2006 for next April.

Instead of doing what was meant to be done with it ... he used the money as if it was his own,