If I had to make a choice between no advice and biased advice, I'd choose biased advice because I think there is a desperate need for it.

The titles they use mean absolutely nothing. We have a marketplace for financial advice in which professionals use virtually identical titles. ... You have to dig deeper.

You'd be crazy not to. There's a bigger choice and you spend less money.

I have been pleasantly surprised on a number of fronts.

The average person usually can't distinguish between them.

The for-profit environment adds to the pressures and potential conflicts of interests,