I try to use my debit card rather than a credit card, but I will use a credit card for big purchases because I bank with Coutts and I get points.

Life's irony;Some people use their credit cards to start an enterprise,while others use theirs to accumulate unyielding assets.

I wish the credit card terminal showed "Do you really need to buy this" before I entered my PIN number

I very rarely use a credit card, but I do if I know I have big bills coming and I need to stagger payment.

Money is a poor man's credit card.

I don't use a debit card. The safest thing is a credit card because you're using the bank's money. If someone accesses your information, they are stealing the bank's money, not yours.