I think people really have a much better understanding of the cost of capital and clearly with debt as cheap as it is, it doesn't make a lot of sense to have a balance sheet with excess cash,

We know that the people of San Francisco don't have an appetite for taxpayer-backed debt.

I owe a friend a dozen chickens, and I believe it will be cheaper to send eggs instead, and let them develop on the road.

If you can't understand cheap, you must be expensive.

You know, when the cost of capital goes down, when credit becomes cheap, people start taking greater and greater risks.

I think the political process is important and we don't shy away from that. But there needs to be a balance. In the public sector, we have promoted (the balance), but we haven't achieved it yet,