I think it's important to note that (today) we will have people greeting our customers in the parking lots and explaining some of the merger activity.

Our customers will notice a little different feel as they walk into the financial centers, and see the managers out on the floor at a station, actively engaged with the customers.

These guys are pros. Their conversion team has this down to a science. It really has been a very smooth transition.

I just always think, "Do I like it?" And if I like it, maybe other people will come and like it too.

Merging technologies will move wearable PCs to more people. Where today people might carry a cell phone, pager, PDA, and a laptop computer, as they merge, people will want to carry one item instead four.

People that I've talked to today, their question seems to be: Will he quit again?