I think it's a good thing - as long as they, hopefully, stir up some of the management. It seems like we're management-heavy.

Random Acts of Management.

Time management is a big part of the director's job.

You can change only what people know, not what they do.

We expect the new management team to rationalize the product portfolio and wring out supply chain improvements over time, but we think 2006 is largely a transition year.

Our life, asset management and general insurance businesses all achieved better results, helped by the inclusion of acquisitions,