I save where I can to spend where I want to.

You spend your money; may be it wasn't yours. Your money spends you; may be it wasn't supposed to yours. Your money spends itself; may be it is saving you.

If you know how to spend less than you get, you have the Philosophers-Stone

Make all you can, save all you can, give all you can

And it's funny how when somebody saves you, the first thing you want to do is save other people. All other people. Everybody. The kid never knew the man's name. But he never forgot that smile. "Hero" isn't the first word, but it's the first word that comes to mind.

Through not spending enough we spend too much