I really don't see how lobbyists help when you're working on bids like this,

If I can contribute and help out, it feels good. It's nice, especially when stuff goes on.

Successful people turn everyone who can help them into sometime mentors!

I thought things went pretty well. I think I can play here and help the team. I just want to continue to improve.

One consequence of the St. James's Place and Equitable transactions is that we now expect diversified businesses to account for more than half of the profits in 2001.

Impairments have been very much in line with our expectations. This will continue in retail terms to be a very benign credit cycle,