I have not looked at any of the 'Pretender' Web sites. I'm scared of the Internet.

I don't check any Web sites daily, but I love Instagram.

A newspaper is the center of a community, it's one of the tent poles of the community, and that's not going to be replaced by Web sites and blogs.

With 950 reporters and 79 bureaus, Bloomberg competes to break news with Dow Jones, Reuters and Bridge News along with newspaper Web sites, dozens of smaller Internet sites, and even gossipy chat rooms.

Companies that are hosting Web sites or do a lot of teleconferencing need a lot of bandwidth going both ways.

One of the things these commercial Web sites say is that you don't want to go to a credit counseling service because it will show up on your credit report. That's a false alarm.