I have every confidence in Ken's ability to successfully lead our company. This is the next step in a succession plan put in place some time ago.

CoreStates has established leadership positions in corporate banking, international trade finance, cash management, small business banking, electronic banking, retail banking and other key areas.

Today marks not only the completion of the largest merger in our company's history, but the beginning of a partnership with our new employees, communities and 2 million customers.

I am only one, but I am one. I cannot do everything, but I can do something. And because I cannot do everything, I will not refuse to do the something that I can do.

I am only one, but still I am one. I cannot do everything, but still I can do something. And because I cannot do everything I will not refuse to do the something that I can do.

The big gap between the ability of actors is confidence.