I agree that we must expand opportunities for retirement saving, but we must not undermine this worthy effort with a flawed privatization scheme that takes the 'security' out of Social Security.

Social Security is more than just a retirement program. The biggest misunderstanding is that it's a program for old folks.

The retirement age needs to be raised. A portion of Social Security ought to be privatized, if not all. And there probably needs to be some means testing. It's a Ponzi scheme that's not sustainable.

Voters should be assured that I absolutely do not support raising the retirement age for Social Security.

The privatization plan weakens Social Security and threatens our economic security by creating trillions of dollars in new debt.

Social Security not only helps Americans enjoy a secure retirement, it has also kept millions of Americans out of poverty.