How much better can it get? I find it hard to believe next year we will be talking about earnings that are up 20 percent.

I don't think the defections we saw at Morgan Stanley when Purcell was running it earlier this year will have a big effect on earnings.

The equity business, which was on its back in April and May, came back.

We will be picking up all the trash there.

In 2007 they will be playing a game that they can win.

I don't know if there will ever be a national database to track them.