Home business owners should look at what the are covered for already and talk with their insurance agent to what policy is best for them, at the best price.

Many people don't realize that if you've made any additions to your home, or updated the bathroom, the value of that home increases. Every two years you should look at your property value and update your insurance accordingly.

Most companies have somebody who is so instrumental to the business that losing them means the company may never be the same.

It's all about how much your pocketbook can afford. You can take a higher deductible, but if you have an accident, you are going to pay a little more.

Most insurance companies and agents regularly contact homeowners to ensure that their insurance policy limits keep up with the value of their home so that there will be sufficient funds to rebuild after a hurricane or other catastrophe.

Hurricane Andrew was kind of a wake-up call.