He was a hard-working guy and nice person. I told him, 'Tom, don't worry about what anybody else does. Set your own goals, work at your own pace and be happy.' He did and ended up being very successful. He was a strong person and a good person. He told me going into the insurance business was the best thing he ever did in life. He ended up living very comfortable and lived a good life. He will be missed.

Frank Lorenzo