Having a special strategy is critical. You can't use the shotgun approach,

I don't know all of the details yet. Put me at that table, and I will be your voice.

When it's multiplied by the number of children you have, it is a substantial raise. I think that people who were not interested before, from a provider standpoint, may rethink it now.

I thought it was very exciting news, and we were all very surprised. I really wasn't holding out for that, but I'm very happily surprised.

If you're serious about retiring prior to age 591/2, it's critical you accumulate savings outside of your 401(k) plan,

Different children react in different ways. In a situation, I know a lot of children are taught their address and phone number, but they are usually 3- and 4-year-olds. I was surprised that a 2-year-old was able to do that.