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Given the massive catastrophe losses absorbed by insurers in 2005, the increase in income during the first three quarters is a testament to the underlying financial health of the industry.


Gregory Heidrich

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Given the massive catastrophe losses absorbed by insurers in nine-months 2005, the increase in incom...
GREGORY HEIDRICH She was intimidating and all I could do was sit back on the couch as she paced back and forth, slowl...
IN THE MAKING Net income for the first three quarters of 2005 is nearly equal to all of 2004,
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KELLY JONES Now is the only time we have, and the only time that we have any control over.
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MANDY HALE In the beginning, there was nothing and from nothing came our species then behold the dawn of music....
GARY F EVANS... We can leave a place behind, or we can stay in that place and leave our selfishness (often expressed...
JOHN H. GROBERG We fall back into the past, we jump ahead into the future, and in this we lose our entire lives.
THICH NHAT HANH There is no such thing as objectivity. We are all just interpreting signals from the universe and tr...
BONES THE DOCTOR IN THE PHOTO To get over the past, you first have to accept that the past is over. No matter how many times you r...
MANDY HALE You're full of contradictions, Ms. Wallace."
I looked up at him and arched a brow. "I'm a girl...
TAMMARA WEBBER The only way he could have her was to shatter this stubborn faith of hers. In doing so, would he sha...
FRANCINE RIVERS God is not impressed with what PRECEDES your name, but how you PROCEED in His Name."
BJ NELSON When Luke had descended into the River Styx, he would've had to focus on something important that wo...
RICK RIORDAN Savor the moment. Set a goal that you value and plan the steps to of getting there in a way that you...
TERENCE T. GORSKI If I provide for this life and turn away from the Lord, I am wise for a moment, but lost forever.
FRANCINE RIVERS The only way he could have her was to shatter this stubborn faith of hers. In doing so, would he sha...
FRANCINE RIVERS I have always wished the present to resemble memory: because the present can be flat at times, and b...
LYDIA MILLET That’s what I liked about those nuns. You could tell, for one thing, that they never went anywhere...
J.D. SALINGER Now is the only time we have, and the only time we have any control over.
RICHARD CARLSON There is no greater glory than to die for love.
GABRIEL GARCíA MáRQUEZ Together they had overcome the daily incomprehension, the instantaneous hatred, the reciprocal nasti...
GABRIEL GARCíA MáRQUEZ She would defend herself, saying that love, no matter what else it might be, was a natural talent. S...
GABRIEL GARCíA MáRQUEZ No, of course not. But surely you know your affair couldn't go on forever."
"Forever has no mea...
ELLEN HOPKINS A perfectly decent fellow may be driven by circumstances to commit a crime and if he's found out he'...
W.SOMERSET MAUGHAM Let me repeat. I have not read all the work of this present generation of writing. I have not had ti...
WILLIAM FAULKNER I hate saying corny things like "traveling incognito." But when I'm with somebody that's corny, I al...
J.D. SALINGER “Love is not to be discovered but felt.It is brewing in air across universe.One needs only open ey...
ANUJ SOMANY I promise myself that I will enjoy every minute of the day that is given me to live.
THICH NHAT HANH You can't go back to how things were. How you thought they were. All you really have is...now.
JAY ASHER Life is a journey, not a destination.
RALPH WALDO EMERSON It is so torturous to be in the crowd not only because the voice there is usually loud, but also oft...
ANUJ SOMANY When you grow up there are things that you would love to do make your father proud is one and have f...
GARY F EVANS... It seems like all the best people have all the worst habits.
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ANUJ SOMANY I had a best friend once 20 years down the line a friendship that you just do not get now, i regarde...
GARY F EVANS... Tongues are a miraculous manifestations of being filled with the Holy Ghost.
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THICH NHAT HANH She plucked the blossoms from the bag and arranged them, one by one, in the water glass on her dress...
SARAH JIO Tomorrow is tomorrow.
Future cares have future cures,
And we must mind today.
SOPHOCLES To him, even the momentary was momentous.
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JAN GLIDEWELL I’m pretty sure there are some things in the dark that we’re not meant to see.
KARINA HALLE I know,” said November. He was pale and thin lipped. He helped October out of the wooden chair. �...
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CALVIN WILSON We are the masters of our own destinies we shape and mould our lives into to the circumstances surro...
GARY F EVANS... Now is everything
Now is the essence
Now is the focus
Focus on the now
For that ...
KAREN HACKEL He wept because he was afraid now that he could not save Gabriel. He no longer cared about himself
LOIS LOWRY Life begins somewhere and ends somewhere with time but to get somewhere with the life you have depen...
ERNEST AGYEMANG YEBOAH Art must be parochial in the beginning to be cosmopolitan in the end.
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N.K. JEMISIN The battle is not physical, it is spiritual and your mind is the battleground. Keep your mind pure a...
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ERNEST AGYEMANG YEBOAH One must simply take the days of their lives as they happen. If you spend time worrying over what is...
R.J. GONZALES Beautify your breath – beautify your life.
AMIT RAY She said 'Over my dead body!' so I took her at her word.
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NEIL GAIMAN What is the Other?" they ask.
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C. JOYBELL C. Dive into the river of the present, but don't thrash about, go with the flow.
JIM GENOVESE Lawyers are alright, I guess — but it doesn't appeal to me", I said. "I mean they're alright if th...
J.D. SALINGER There's nothing written in the Bible, Old or New testament, that says, ''If you believe in Me, you a...
RAY CHARLES If you want to conquer the anxiety of life, live in the moment, live in the breath.
AMIT RAY Look, my friends!' he called. 'Here's a pretty hobbit-skin to wrap an elven princeling in! If it wer...
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JOHN GREEN Hail to you gods, on that day of the great reckoning. Behold me, I have come to you, without sin, wi...
THE BOOK OF THE DEAD When a man takes one step toward God, God takes more steps toward that man than there are sands in t...
THE WORK OF THE CHARIOT No one should let yesterday use up too much of today. Easy to say, hard to live.
ANDREA HAIRSTON It may be the kind where, at the age of thirty, you sit in some bar hating everybody who comes in lo...
J.D. SALINGER There was a house at the foot of the tower, close to the thunder of the waves breaking against the c...
GABRIEL GARCíA MáRQUEZ Time that is spent dwelling on the past will surely continue in your present moment - and the future...
MICHELLE CRUZ-ROSADO Without God there could be no American form of government nor an American way of life. Recognition o...
DWIGHT DAVID EISENHOWER We are going to fight. We are going to be hurt. And in the end, we will stand.
STEPHEN KING You must save what you can of your life; you musn't lose it all simply because you've lost a part.
HENRY JAMES All the things that are in the past are in the past.
PABLO SANDOVAL What else? She is so beautiful. You don’t get tired of looking at her. You never worry if she is s...
JOHN GREEN What day is it?"
It's today," squeaked Piglet.
My favorite day," said Pooh.
A.A. MILNE And let me tell you something else, my friend," she said in the precise enunciation of a trained nur...
JAMES JONES Be present in all things and thankful for all things.
MAYA ANGELOU Look at everything always as though you were seeing it either for the first or last time: Thus is yo...
BETTY SMITH Pero diré esto: Cuando los científicos del futuro aparezcan en mi casa con ojos robot y me digan q...
JOHN GREEN I hate saying corny things like 'traveling incognito.' But when I' with somebody that's corny, I alw...
J.D. SALINGER Do not look back and grieve over the past, for it is gone; and do not be troubled about the future, ...
IDA SCOTT TAYLOR MCKINNEY Life is a preparation for the future; and the best preparation for the future is to live as if there...
ALBERT EINSTEIN The only way to survive eternity is to be able to appreciate each moment.
LAUREN KATE Better to play dumb than to go as smartass… after all smartasses get what they deserve in the end....
DEYTH BANGER Things were a little untidy, but what did that matter? It was possible to become the slave of things...
ELIZABETH VON ARNIM Live today. Not yesterday. Not tomorrow. Just today. Inhabit your moments. Don't rent them out to to...
JERRY SPINELLI How can something feel so crucial in the moment and then seem completely trivial after the fact?
PAULA STOKES There's no sustenance in the past.
VIOLETTE LEDUC Mindfulness is like that—it is the miracle which can call back in a flash our dispersed mind and r...
THICH NHAT HANH To live in the present, you need to act or accept but never stay stuck.
JOHN KUYPERS Wow,” I said. “Are you making this up?”
“Hazel Grace, could I, with my meager intellect...
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JOHN GREEN

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BOB GREGORY A view of nature as dense and nonlinear is at the core of our contemporary science. Process and orde...
GREGORY BENFORD The biggest development in reproductive biology is the birth-control pill. Nobody ever talks about i...
GREGORY STOCK Retarding the aging process would be therapy and enhancement because it would mean defeating disease...
GREGORY STOCK We are committed to raising our children as Jews. I knew that it had to start with me at a greater l...
DAVID GREGORY DNA sequencing opens vast ethical issues. We shall be able to know who has defective genes. What wil...
GREGORY BENFORD I grew up in the '50s, a tough time for African Americans. I had friends whose fathers would ope...
GREGORY HINES Selective logging negatively impacts many plants and animals and increases erosion and fires. Additi...
GREGORY ASNER People have been monitoring large-scale deforestation in the Amazon with satellites for more than tw...
GREGORY ASNER With this new technology, we are able to detect openings in the forest canopy down to just one or tw...
GREGORY ASNER This method gives us an incredible map of the ubiquitous but very diffuse types of disturbances that...
GREGORY ASNER They were more than double what I expected. It's exciting science, but sobering.
GREGORY ASNER This was totally surprising to us and alarming to our colleagues, especially those interested in con...
GREGORY ASNER I couldn't use the public restrooms because they weren't working. The food tasted awful. Everything ...
GREGORY AMDITIS We weren't angry. The captain kept cutting us off. He had a smirk on his face. His arrogance was awf...
GREGORY AMDITIS We were treated like animals.
GREGORY AMDITIS All I wanted was a refund, but instead we got treated like criminals. They made my wife cry on her h...
GREGORY AMDITIS You know what? It takes a lot of fight to get things to change and get things to be better. We're pr...
GREGORY ALLEN Her attitude toward (Ngai) was of a very caring and patient surrogate mother dealing with a slightly...
GREGORY ALLEN At one point he said, 'Do you want to torture me?'
GREGORY ALLEN It seemed to me that he was there for her.
GREGORY ALLEN She had taken him under her wing ... and he helped her with shopping, cleaning and various other thi...
GREGORY ALLEN I had the feeling she was taking a doctor-patient confidentiality role.
GREGORY ALLEN She was very irrational and having visions and hallucinations,
GREGORY ALLEN Mathematics cannot handle physical quantities like density that literally go to infinity.
GREGORY BENFORD The earliest depiction of libertarian eugenics may have appeared in a science fiction novel, Robert ...
GREGORY BENFORD Invoking nature with its implied supremacy ignores that many cultures have fundamentally differing i...
GREGORY BENFORD A fine woman shows her charms to most advantage when she seems most to conceal them. The finest boso...
DR. GREGORY Alzheimer's disease starts when a protein that should be folded up properly misfolds into a kind...
GREGORY PETSKO Official education was telling people almost nothing of the nature of all those things on the seasho...
GREGORY BATESON There's an opportunity for the corner drugstore to play a much greater role. Pharmacists have be...
GREGORY WASSON You have to dream, you have to have a vision, and you have to set a goal for yourself that might eve...
GREGORY PECK If you want to see what your friends and family think of you, die broke, and see who comes to your f...
GREGORY NUNN Riches do not delight us so much with their possession, as torment us with their loss.
DICK GREGORY Nature is not affected by finance. If someone offered you ten thousand dollars to let them touch you...
DICK GREGORY If you want to see what your friends and family think of you, die broke, and see who comes to your f...
GREGORY NUNN