For the wealthy, money is a tool. For the impoverished, it is the rule.

The credit market is one of the factor that cause this financial slowdown. However one should not be impede from taking up a loan just because of this. Every coin has two sides. What you have seen is merely the bad side. The good side of it is, many wealthy individuals leveraged on loans and credit in order to make it big.

Our financial prosperity should be directed to glorifying God on the earth and establishing His rule in this world

You don't have to be like most people around you, because most people never become truly rich and wealthy.

To achieve what 1% of the worlds population has (Financial Freedom), you must be willing to do what only 1% dare to do..hard work and perseverance of highest order.

Giving is the guarantee for prosperity and financial security for the children of God