For new couples or those preparing to make a large financial investment together, it is critical that steps be taken to plan and organize affairs early-on. This way, all bases are covered and future debt or difficulties in obtaining account information can be avoided.

We have been getting a massive injection (of investment fund money) in the energy markets. It is very clear from the price action that they haven't stopped.

Unmarried couples face a difficult issue in that if their financial accounts, loans or place of residence are listed under one person's name, the other can be left without any support or protection in the event of an unplanned-for situation. After evaluating the most common issues, we created documents designed to help lessen these peoples' individual or combined financial vulnerabilities while helping them to better prepare for their future together.

Unmarried couples are at risk for potentially serious problems because their various financial accounts, loans, or their place of residence are often held in their individual names prior to marriage and can leave one or both partners in a legally vulnerable position in the event of unplanned events or crisis.

Everywhere children are schooled to become masters at answering questions and to remain novices at asking them.

I look at my forecast and, frankly, I was off by $180 million on their investment-banking side. M&A did extremely well.