Financial services are not excluded; they are simply not yet included.

It's not as though we have something to announce, because we don't.

They are making investments now so they need our advice as to how to go about doing it. So an agreement is urgent for us in the U.S..

It is a question of putting into the text the language of our accord.

We don't want to end up with a situation where we both have a very stringent self-regulatory regime, [but then] we have to answer to their data privacy regime as well. The devil is in the details, and it's up to them to provide those details.

We want more self-regulation. Technology is moving too fast and business practices are changing too fast for governments to be able to anticipate every little thing,