Few of us get anything without working for it

Let us resolve to do the best we can with what we've got

Not a tenth of us who are in business are doing as well as we could if we merely followed the principles that were known to our grandfathers

If we do not discipline ourselves the world will do it for us.

Too many of us wait to do the perfect thing, with the result we do nothing. The way to get ahead is to start now. While many of us are waiting until conditions are "just right" before we go ahead, others are stumbling along, fortunately ignorant of the dangers that beset them. By the time we are, in our superior wisdom, decided to make a start, we discover that those who have gone fearlessly on before, have, in their blundering way, traveled a considerable distance. If you start now, you will know a lot next year that you don't know now, and that you will not know next year, if you wait.

A budget tells us what we can't afford, but it doesn't keep us from buying it.