Every person who pays off their credit card in full each month should be using a credit card that gives a rebate or a reward. Otherwise, you are being economically foolish. Some of these cards pay you a significant cash rebate just for using the card.
Bill Hardekopf
Related If you pay your credit card off every month, get a rewards card. One that gives you airline miles or... AARON PATZER When you pay in advance, don't pay by check or cash. If you use a credit card, you may be able to re... FRANK WHITNEY You're going to eventually see more stored value cards, which might be a way for you to pay for smal... ELLEN STARK You stick a credit card in a machine, and you pay $3 or whatever it is to get cash - your own money. BILL JANKLOW There are thousands of different card products, some are offered with low interest rates, some are o... KEVIN ARQUIT If you have a 19 percent credit card and you pay it off you make 19 percent on your money. If you ha... JANE BRYANT QUINN In Poland, we could pay for groceries with a credit card. Surprisingly enough, campgrounds take char... CAROL MICKELSEN In Poland, we could pay for groceries with a credit card, ... Surprisingly enough, campgrounds take ... CAROL MICKELSEN If you don't have the money management skills yet, using a debit card will ensure you don't ... T. HARV EKER Customers should protect the card the same way they would protect their debit or credit card. LIL BRUNNER Procrastination is like a credit card: it's a lot of fun until you get the bill. CHRISTOPHER PARKER If you decide you need a secured card, use it to charge small items every month, then pay the balanc... JEAN CHATZKY Many families are frustrated and overwhelmed by working hard only to see their debt grow instead of ... BILL HARDEKOPF Procrastination is like a credit card: it's a lot of fun until you get the bill. CHRISTOPHER PARKER If it's money that an individual would otherwise have to borrow, meaning they'd take out a loan agai... DALLAS SALISBURY Credit card companies pay college students generously to stand outside dining halls, dorms, and acad... LOUISE SLAUGHTER You'll always have a need for toll collectors. Not everyone wants their credit card information out ... FRANCELINE EHRET Web sites are designed to keep young people from using the keyboard, except to enter in their parent... DOUGLAS RUSHKOFF My question is how do they pay these credit card companies back. And that's not the credit card comp... KATHY ADAMS If I'm going to be the nagging mother type, if you have a lot of debt, especially high-interest cred... KAY BELL I don't use a debit card. The safest thing is a credit card because you're using the bank... FRANK ABAGNALE I try to use my debit card rather than a credit card, but I will use a credit card for big purchases... SEAN PERTWEE But they couldn't, because the addresses associated with their credit cards were Quackistan or somet... CHRIS WILSON Debt is a drag, a reality you may experience with every credit-card bill you open. But for a corpora... MARK MCKINNON Consumers could be in for an even sweeter deal, either getting discounts from retailers for using th... DAVID ROBERTSON It takes an average of at least four months for consumers to pay off holiday credit-card debt. Makin... ELAINE WEISS The 'Honor All Cards' policy says if you're a retailer and you take my credit card, then you have to... LLOYD CONSTANTINE When you're sick, you present your medicare card, not your credit card. New Democrats will not stand... JACK LAYTON I think a lot of Americans are in credit card debt since it is so easy to get credit these days. JANELLE WITTENBURG Life's irony;Some people use their credit cards to start an enterprise,while others use theirs to ac... DAVID ATTA (A.K.A DAVIED ATTLARS & MR DAIN) I wish the credit card terminal showed "Do you really need to buy this" before I entered my PIN numb... IPE MATHEW You have to be ... very careful with credit-card companies -- that they're not experiencing above-av... JAMES MCDERMOTT And Concord (is) electronic commerce. Anytime you go into the grocery store and you pay for your gro... CHARLES PAYNE Evening bags should be just big enough for my phone, lipstick, house key, and credit card. LAURA WASSER Credit card debt is almost always bad. At the very least, make sure that the amount of credit card d... JAMES KIBLER Money is a poor man's credit card. MARSHALL MCLUHAN Money is a poor man's credit card. MARSHALL MCLUHAN The devil hides in every credit card and cheese cake. JOHN SMITH A check or credit card, a Gucci bag strap, anything of value will do. Give as you live. JESSE JACKSON Credit Card Nation. ROBERT MANNING If you have a debt issue or credit card issue, start dealing with it. If you have a tax issue, don... HILL HARPER Try to find any kind of work before tapping those credit card cash-advances. CARRIE COLE I have absorbed Jagger Motors and will be using that location for my car rentals. And I am the only ... DEANE DOTSON The credit card interchange system serves as a hidden tax, both on merchants and consumers, and rais... HANK ARMOR The credit card interchange system serves as a hidden tax, both on merchants and consumers, and rais... HANK ARMOUR So, good advice is, if you're thinking about booking, use a credit card. In the event that the airli... BILL SUTHERLAND You can't use a credit card on it. If you've got a dime, you can call. JONATHAN MILLER If you pay more than the minimum payment each month, pay it off earlier and you'll cut down the amou... JAMES WILLIAMS If you can't afford to buy something, don't put it on the credit card. Put them in a drawer. And pay... BARRY ARMSTRONG To find the right card, consumers can choose from thousands of products created by more than 6,000 c... DONALD OGILVIE To find the right card, consumers can choose from thousands of products created by more than 6,000 c... DONALD OGILVIE They're pushing credit cards. They don't take Visa, but they do take American Express, or th... BILL JANKLOW You're talking about interest rates that are essentially credit card rates. You don't stand a chance... BRUCE CAPLIN Nobody had a credit card when I was a kid. No one had credit card debt. But these big companies and ... MICHAEL MOORE That's a new shirt, ... He put that on my credit card. That reminds me, I've got to get my card back... LANCE ARMSTRONG Credit card interest payments are the dumbest money of all. HILL HARPER You don't realize how much you use your credit card not even to buy things. It's a card you ... ADAM CAROLLA This is the worst time to miss a bill. Pay down any large credit card or other large revolving accou... CRAIG WATTS Photographer: [fah-tog-ruh-fer]-noun A person who has resorted to using a camera to record and e... ANJIE HENLEY Photographer: [fah-tog-ruh-fer]-noun
A person who has resorted to using a camera to record and expre... ANJIE HENLEY Being on food stamps can be demeaning. Cashiers know the difference between the new plastic SNAP car... DONNA BRAZILE I did have one student who said a sibling applied for every credit card he could get as a means of g... JEFF RALPH With more than half (52%) of study participants indicating that online account management services w... BONNY BROWN Having a significant amount of credit card debt may not be a problem unless you lose your job, your ... GAY WATSON Few loans could have less security than a credit card. LOUIS FREEH A good friend of mine, Tom, had $15,000 in credit- card debt. I recommended to him that he go and bu... DAVID BACH We have a lot of transactions, and the ones that are the easiest to do are the consumer-to-merchant,... TIM BRADY The offence couldn't be described as sophisticated but it is serious because everyone uses a credit ... JOHN ROBERTSON What this country needs is a credit card for charging things to experience. TOM WILSON All the credit goes to (Card). I just looked up, (Card) checked off the forward and backs real well.... ERIC MASI But nothing surpasses credit card fear. BILL SWINYARD Although the online channel has not traditionally been where consumers apply for cards, credit card ... BONNY BROWN Although the online channel has not traditionally been where consumers apply for cards, credit card ... DR. BONNY BROWN Today for show & tell, I've brought in some flash cards I made. Each card has a letter followed ... BILL WATTERSON An erection at will is the moral equivalent of a valid credit card. ALEX COMFORT You get a good taste of the whole economy. You are capturing all the growth areas, whether it is inv... ANDREW HOLLAND Love is like gambling. You take a chance with every card you deal. But a lot of people don't realize... ONEE'SHA FORD If people mail their credit card payments from the mailbox at their house, the thief will steal the ... FRED HUBLER Credit card companies are jacking up interest rates, lowering credit limits, and closing accounts - ... SUZE ORMAN If you have a company that's merging with another in telecommunications or credit cards it pay... JOE RIDOUT I have a lovely light blue Kate Spade wallet. It has pockets for many credit cards, business cards, ... AJA NAOMI KING She should make a commitment to some overtime each month, perhaps one weekend. Every dime of that ov... DIANE ROLFSMEYER The real profit in the credit card business is the revolving balances, ... Commerce has calibrated w... GERARD CASSIDY If you paid down credit-card debt that would reduce the net value of your savings. KALMAN CHANY When I was young, people lived from paycheck to paycheck. Today, it seems like they live from credit... ROBERT KIYOSAKI We're not in arrears. We're out of credit card debt. SCOTT ANDREWS There's always been a lot of information about your activities. Every phone number you dial, eve... BILL GATES We believe that many of our customers will purchase gift cards not just for others, but for their ow... CINDY THOMPSON You should never release your personal information, credit card or bank account information, or any ... LT. NANCY GILLON If in any divination the Tenth Card should be a Court Card, it shews that the subject of the divinat... A. E. WAITE There's a convenience fee for doing this ... as high as 3% right off the bat, just for taking the cr... FRANCOIS HECHINGER I had one new couple who had $20,000 in credit card debt. They couldn't make their monthly payments. JUDY MARTINDALE Far too many people are signing up to become slaves to their credit card companies. CELSO CUKIERKORN Social Security Number Cards by themselves were never intended to be personal identity documents bec... RON LEWIS Imagine if your palm PC could scan a credit card and could simultaneously take your picture and impr... GEORGE FISHER Imagine if your palm PC could scan a credit card and could simultaneously take your picture and impr... GEORGE FISHER A lot of borrowers don't understand the risks. There's a danger in treating a mortgage like a credit... ALLEN FISHBEIN You bought it on sale and you end off paying more for it if you paid by credit card. Get that debt p... BARBARA STEINMETZ Everything we do in the digital realm - from surfing the Web to sending an e-mail to conducting a cr... DOUGLAS RUSHKOFF our credit card fees are up to 10 cents per gallon. DON BOWERS
More Bill Hardekopf
Some people still don't realize how much and how easily they can save on their long-distance bills. BILL HARDEKOPF The quality of the phone call with small carriers is the same, you just haven't heard about these co... BILL HARDEKOPF We think the market will change quite a bit. BILL HARDEKOPF As a consumer, make sure you read the dreaded terms and conditions of the card so you know what you'... BILL HARDEKOPF This is definitely not good for competition. A number of consumer groups including Consumer's Union ... BILL HARDEKOPF Voice Over Internet Protocol has become a media and technology favorite, portrayed as the service th... BILL HARDEKOPF If it's not back there by the due date, you can go into a default rate here very quickly. If you mis... BILL HARDEKOPF The largest carriers have raised rates each and every month this year. Instead of increasing across ... BILL HARDEKOPF Come the end of the month you might see some nice incentives for carriers who want current customers... BILL HARDEKOPF The card does have some good attributes, but consumers need to be cautious and know what they're get... BILL HARDEKOPF Many families are frustrated and overwhelmed by working hard only to see their debt grow instead of ... BILL HARDEKOPF In 95 percent of the country, it probably works great, and if you use your minutes correctly it's a ... BILL HARDEKOPF No matter who you go with, the services are going to be about the same. It comes down to your callin... BILL HARDEKOPF It truly is a commodity. BILL HARDEKOPF Let's make a law that gay people can have birthdays, but straight people get more cake - you kno... BILL MAHER No one really wants to admit they are lonely, and it is never really addressed very much between fri... BILL MURRAY President Obama is a utopian at heart. He wants to improve the lives of the downtrodden, which is a ... BILL O'REILLY Since the time of St. Jerome, it was mandatory for any kind of scholar or thinker to spend time out ... 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BILL WATTERSON The purpose of writing is to inflate weak ideas, obscure pure reasoning, and inhibit clarity. With a... BILL WATTERSON Why waste time learning, when ignorance is instantaneous? BILL WATTERSON Getting an inch of snow is like winning 10 cents in the lottery. BILL WATTERSON If you can't control your peanut butter, you can't expect to control your life. BILL WATTERSON It's not denial. I'm just selective about the reality I accept. BILL WATTERSON Weekends don't count unless you spend them doing something completely pointless. BILL WATTERSON Try to be like the turtle - at ease in your own shell. BILL COPELAND Keep your word. Honor commitments, and they will double back to honor you. BILL RANCIC Historically, privacy was almost implicit, because it was hard to find and gather information. But i... BILL GATES The outside perception and inside perception of Microsoft are so different. The view of Microsoft in... 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BILL GATES Whether it's Google or Apple or free software, we've got some fantastic competitors and it k... BILL GATES I'm a geek. BILL GATES I know there's a farmer out there somewhere who never wants a PC and that's fine with me. BILL GATES If you go back to 1800, everybody was poor. I mean everybody. The Industrial Revolution kicked in, a... BILL GATES Go empower yourself. You need confidence because the one thing that bullying does is it belittles yo... BILL GOLDBERG As we look ahead into the next century, leaders will be those who empower others. BILL GATES Paper is no longer a big part of my day. I get 90% of my news online, and when I go to a meeting and... BILL GATES Treatment without prevention is simply unsustainable. BILL GATES If you can't make it good, at least make it look good. BILL GATES Discrimination has a lot of layers that make it tough for minorities to get a leg up. BILL GATES We all need people who will give us feedback. That's how we improve. 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BILL COSBY Sometimes you try to help people, and it backfires on you, and then they try to take advantage of yo... BILL COSBY Civilization had too many rules for me, so I did my best to rewrite them. BILL COSBY Raising children is an incredibly hard and risky business in which no cumulative wisdom is gained: e... BILL COSBY Gray hair is God's graffiti. BILL COSBY A word to the wise ain't necessary - it's the stupid ones that need the advice. BILL COSBY If you took your child to the dentist and check for cavities, the child likely won't get them. I... BILL COSBY By the 1960s, many of us believed that the Civil Rights Movement could eliminate racism in America d... BILL COSBY The past is a ghost, the future a dream, and all we ever have is now. BILL COSBY Anytime I get down to Miami, it's a wonderful thing. BILL GOLDBERG I have realized over time that I missed the mark with HyperCard. I grew up in a box-centric culture ... 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universe is that it has never tried ... BILL WATTERSON I remember being unbelievable bummed when 'Freaks and Geeks' was canceled. BILL HADER We use the people who are in the bullpen producing. BILL EVANS After every massacre in a school, Americans grasp at quick cures. 'Let's install metal detec... BILL DEDMAN There's no magic line between an application and an operating system that some bureaucrat in Was... BILL GATES The long view of the Census bureau allows some changes that are taken for granted to be studied in m... BILL DEDMAN In the Woodstock movie, you see Justin, my son, who is now a filmmaker, being carried off by my wife... BILL KREUTZMANN The malaria parasite has been killing children and sapping the strength of whole populations for ten... BILL GATES Often it takes some calamity to make us live in the present. Then suddenly we wake up and see all th... BILL WATTERSON I have an addiction to caffeine. 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If a burglar breaks into your home and you shoot him, he can sue you. For w... BILL MAHER Brand names are well known to business school professors, but only one professor is a brand name her... BILL DEDMAN Our children are angry. The profanity is out in the street. It's on the buses and in the subway.... BILL COSBY Leadership is an active role; 'lead' is a verb. But the leader who tries to do it all is hea... BILL OWENS Our first responsibility is to protect the American people and we cannot put on blinders to expect t... BILL SHUSTER I just try to do the best job I possibly can - put the blinders on, go to work and be the best you c... BILL PARCELLS Gordon Ramsay grew up in a tourist town, Stratford-Upon-Avon, but in a part tourists don't visit... BILL BUFORD You have to have a certain realism that government is a pretty blunt instrument, and without the con... BILL GATES Bluegrass is wonderful music. I'm glad I originated it. BILL MONROE If you watch the 'Blue Collar Tour,' I was probably the least redneck of everybody. BILL ENGVALL I'm a blue collar guy. BILL ENGVALL When 'Blue Collar TV' was on the 'WB,' we were their second-highest rated show, but ... BILL ENGVALL A good hitting instructor is able to mold his teaching to the individual. If a guy stands on his hea... BILL ROBINSON Jason McDermott's political career, however bogus, appears to have had an early and promising st... BILL DEDMAN All my memories of being in Las Vegas with Bobby were great. Frank Sinatra brought us to the Sands H... BILL MEDLEY No matter how good you get, there's always something further out there. BILL WALTON Television isn't inherently good or bad. You go to a bookstore, there are how many thousands of ... BILL NYE I think when Kevin Nash put himself on the booking committee and then gave me my first loss, that wa... BILL GOLDBERG People keep telling us, that they didn't know when they were booking tickets for it, but afterwa... BILL IRWIN Whether a tops-down or bottoms-up investor in bonds, stocks, or private equity, the standard analysi... BILL GROSS I like those crisis moments - if you're on top of it and don't get pulled under by panic and... BILL PULLMAN A three year old child is a being who gets almost as much fun out of a fifty-six dollar set of swing... BILL VAUGHAN It's hard for the modern generation to understand Thoreau, who lived beside a pond but didn't own wa... BILL VAUGHAN Bonds as an asset class will always be needed, and not just by insurance companies and pension funds... BILL GROSS Whether or not you write well, write bravely BILL STOUT There's a world out there, and you've got to look at both sides of the mountain in your life... BILL JANKLOW I lived to play basketball. Growing up as a kid, Bill Russell and the Boston Celtics were my favorit... BILL WALTON We call those works of art concrete that came into being on the basis of their inherent resources an... MAX BILL I had a born-again experience at the age of 33. As a result of that I found a church where I felt I ... BILL MCCARTNEY I consider myself a law-abiding person. But I'm exhausted. I don't know where to put the bot... BILL O'REILLY