Every person who pays off their credit card in full each month should be using a credit card that gives a rebate or a reward. Otherwise, you are being economically foolish. Some of these cards pay you a significant cash rebate just for using the card.

Bill Hardekopf

Card Credit Full Gives Month Pays Person Using

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If you pay your credit card off every month, get a rewards card. One that gives you airline miles or that will give you 1 percent cash back at least on every purchase.

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If you don't have the money management skills yet, using a debit card will ensure you don't overspend and rack up debt on a credit card.

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You stick a credit card in a machine, and you pay $3 or whatever it is to get cash - your own money.

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