Even if you lose, the message will start to be heard.

These plans can be a hassle to use. You have to dial seven digits before the number you wish to call for a total of 18 numbers.

I came face to face with 'usual and customary,'

One seemingly small mistake - that most people don't think of as anything - can have ramifications far beyond what seems legal to most people. But it is legal.

You don't want to be lackadaisical about checking your bill.

The factors cited by card issuers are very broad. It appears that anyone - not just people in financial difficulties - could be subjected to a much higher rate for very insignificant reasons.