Engineering undergraduates should not be charged fees. They should receive grants, not student loans, and the government will get the money back long-term from increased exports.

Private student loans should be avoided at all costs.

We need to make college affordable in price, and also have lower-cost student loans and more available grants for students.

If there were no government-guaranteed student loans, college tuition would be much lower.

I would get my student loans, get money, register and never really go. It was a system I thought would somehow pan out.

Payday loans are but one of many financial techniques - from overdraft fees to student loans subsidizing for-profit colleges - specifically designed to pull money from the pockets of the poor. This problem generally goes unrecognized by policy makers.