Don't swap horses in crossing a stream.

It is not best to swap horses while crossing the river

An old Dutch farmer, who remarked to a companion once that it was not best to swap horses when crossing a stream.

I can make more generals, but horses cost money.

It is an intriguing race. I wouldn't swap my horses but Miss Finland is the pick of mine and I think Brian Mayfield-Smith's horse is the hardest to beat.

Then there is the man who drowned crossing a stream with an average depth of six inches.