Don't accumulate if you do not need. The excess of wealth in your hands is for the society, and you are the trustee for the same.

If you want to cultivate a habit, do it without any reservation, till it is firmly established. Until it is so confirmed, until it becomes a part of your character, let there be no exception, no relaxation of effort.

Excess of wealth is cause of covetousness.

Excess of wealth is cause of covetousness

Where wealth accumulates, men decay.

We need to start talking about inequality again; we need to start talking about the inequities and unfairnesses and the injustices of an excessively divided society, divided by wealth, by opportunity, by outcome, by assets and so forth.