Do not buy a house today.

As a planner and a dad, I think it's wonderful. I'm doing this for both my boys.

If you die, yes, the money comes back, but less comes back.

This path may lead to many years of struggling with high-interest-rate debt and limited resources. The result is a feeling of being trapped.

You can borrow for college, but you can't borrow for retirement.

Rather, first sell the Blazer and then purchase a two- to three-year-old car.