Determination to carry out your plan plus having the patience to let things unfold. Lethal combination.

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Zeng Han Jun

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Crystallize your goals. Make a plan for achieving them and set yourself a deadline. Then, with supre...
PAUL J. MEYER

Crystallize your goals. Make a plan for achieving them and set yourself a deadline. Then, with supre...
PAUL J. MEYER It was nice to see him out there. He's big, strong, tall and fast. That's a lethal combination.
CHARLIE FRYE The whole world is being affected by this economic slowdown. The same goes for Singapore. We should ...
ZENG HAN JUN I feel it is an extremely crucial period for Singaporeans to stand together during this economic slo...
ZENG HAN JUN As long as you have a debt from the bank, you are working for them, not for yourself.
ZENG HAN JUN Some say keep to good company so you will be good too, but that’s quite selfish. Sometimes it is n...
ZENG HAN JUN Singapore's economic fundamentals are good. Together with such low interest rates available for mort...
ZENG HAN JUN By extending loans to the SME industry, it will create a beneficial cycle in the economy and eventua...
ZENG HAN JUN Attempting to develop a piece of land without doing the appropriate due diligence can lead to unexpe...
ZENG HAN JUN It would be in your best interest to refinance your home loan right now, making good use of the low ...
ZENG HAN JUN There may be a correction in Singapore housing prices. The housing price index is reaching the peak ...
ZENG HAN JUN Singapore Property Price Index for the Year 2009 has surpassed the last high of the Year 2010. Prope...
ZENG HAN JUN If you are lagging behind in your housing loan payments due to some financial reasons, do not avoid ...
ZENG HAN JUN Asking others to decide if you are suitable for fixed or floating rate housing loan is useless. Reme...
ZENG HAN JUN Being alert to the terms and conditions of your existing home loan can prevent nasty consequences to...
ZENG HAN JUN Your home loan may be the largest ticket item of your life. It is therefore logical and sensible to ...
ZENG HAN JUN The interest rates are at its lowest point now because of the economic turmoil. People in the market...
ZENG HAN JUN “Yes, you can save money by refinancing. However it is actually a waste of your money if you refin...
ZENG HAN JUN Ten out of ten banks will underwrite their home loan in the same way, to protect themselves, but doe...
ZENG HAN JUN Leveraging on debts is definitely a useful method for gaining more wealth. The issue is, do you have...
ZENG HAN JUN Every Cent Matters.
ZENG HAN JUN The price of your property is not the price at which you purchase it for, unless of course if you pa...
ZENG HAN JUN Too much money is not always good, because money complicates matters.
ZENG HAN JUN What you taken for granted, could mean a lot to another.
ZENG HAN JUN Unlocking the equity in your private property can be one of the best ways to finance the buying of a...
ZENG HAN JUN An economic slowdown might be a good opportunity to spot some good business take overs...
ZENG HAN JUN What makes a good leverage financier? One who can effectively control debts and do not allow the deb...
ZENG HAN JUN It may be a good idea to get some equity out from your property for some renovation or to fund that ...
ZENG HAN JUN Knowing the outcome is important because it empowers you to take action.
ZENG HAN JUN Men often succumb to their emotions when it requires them to use their logic. When it calls for them...
ZENG HAN JUN You should not leave your housing loan aside after getting it. Learn to keep track of it every six m...
ZENG HAN JUN The money you pay to the bank as interest has zero percent chance of it returning back to you. Save ...
ZENG HAN JUN Choosing a house to buy is easy. The difficulty lies in getting approval for your housing loan appli...
ZENG HAN JUN A good measure of debts can help you in achieving your goals. However, an over dosage can produce na...
ZENG HAN JUN The credit market is one of the factor that cause this financial slowdown. However one should not be...
ZENG HAN JUN If taken in good light, failures can be the guiding beacons to success.
ZENG HAN JUN Having the will to succeed is one part, translating thoughts into action is another part and of cour...
ZENG HAN JUN Despite the economic slowdown around the world, China is still doing relatively well. However, when ...
ZENG HAN JUN One of the best way to raise cash is to mortgage your property. It is one of the cheapest and fastes...
ZENG HAN JUN Analyze your property investment properly before you invest. Remember that it is not just about the ...
ZENG HAN JUN The good thing about working with a mortgage consultant, is that you get to shop for your home loan ...
ZENG HAN JUN It is never about how much you earn. It is how much you spend relative to how much you earn that mat...
ZENG HAN JUN Do not always listen to rumors in the market. Learn to keep out all those noises so you can sniff ou...
ZENG HAN JUN Question what you hear. Think before you speak. Plan before you take action. Show respect but never ...
ZENG HAN JUN A great foreclosure property investment often comes about with the co operation of a sound investmen...
ZENG HAN JUN The more you work on refining your skill, the luckier you get at it.
ZENG HAN JUN Leveraging on debts for investments can be very fruitful, or dangerous. It is a double edged sword
ZENG HAN JUN An average human being most probably has about 8,000 days for his own stuff. Not a lot of time I wou...
ZENG HAN JUN We must learn to harness the power of logic and intelligence to cut through the cloud of ignorance.
ZENG HAN JUN “No matter how hard I run in a marathon, there was always someone in front of me, but that doesn't...
ZENG HAN JUN Remember, interest paid to banks only comes back to you in the form of a billing receipt. Nothing el...
ZENG HAN JUN Waking up, knowing that today is a fresh start again and propelling yourself to stick to your goal, ...
ZENG HAN JUN A private banker is really a good old trustworthy friend.
ZENG HAN JUN Trying to please everyone is a definite route to failure.
ZENG HAN JUN China to reduce capital lending in the domestic market. Aiming to create structural changes to prese...
ZENG HAN JUN Results can only happen if you take action on your thoughts. Simple yet most people can't accomplish...
ZENG HAN JUN The greatest type of achiever is the one who always strives to surpass himself and to be worthy of h...
ZENG HAN JUN In the digital age, there are many different types of electronic devices out there to grab your atte...
ZENG HAN JUN There won't be much of a breakthrough if you perform the same routine every day. Things however chan...
ZENG HAN JUN One of the greatest pleasures in life, is to observe the amazed look on peoples' faces when you achi...
ZENG HAN JUN Don't be a man who major in the minor things, for there are but a few years in a man's life.
ZENG HAN JUN Open up yourself to learning from other people, especially their mistakes. Of course, you can also l...
ZENG HAN JUN Don't ask how long can your good fortune last. Ask what can you do to make it last.
ZENG HAN JUN With technology, you can reproduce the same high quality time and time again...
ZENG HAN JUN The best concept very often comes about by merging two very different kinds of ideas. The same goes ...
ZENG HAN JUN Never assume your lender will take charge of your finance. Take a pro-active role in managing your o...
ZENG HAN JUN A bank only lends you money when you do not need it.
ZENG HAN JUN Property investing is one of the best method for acquiring wealth.
ZENG HAN JUN If everyone knows their roles in the organisation, do their best in their role, then success is defi...
ZENG HAN JUN Learning quickly what others have figure out is smart. Figuring out how to solve something is even s...
ZENG HAN JUN Debt is like a double edged sword. Use it well and you shall win the war. Use it wrongly and you sha...
ZENG HAN JUN Setting a goal is hard. Taking the first step is harder. Keeping to the goal is the hardest. Being a...
ZENG HAN JUN Think positively! Pull your finance together as soon as possible during the economic slowdown. Don't...
ZENG HAN JUN You are never paying the price at which you purchase your house, unless you paid for it in full cash...
ZENG HAN JUN Your success is not measured by your status but by the obstacles that you have overcome.
ZENG HAN JUN The rich actually worries about leaving too much money to their children. The poor worries about lea...
ZENG HAN JUN Life is not just about betterment of one’s own life. It is important to make yourself stronger so ...
ZENG HAN JUN Time lost cannot be regained, therefore one should spend every second wisely.
ZENG HAN JUN Foreclosure investing is going to be one of the hottest growth area in Singapore in times to come.
ZENG HAN JUN Property prices may drop, but I do not think it will drop that fast. The consumers are more financia...
ZENG HAN JUN Singapore Property Price Index has hit a high of 140+ but economic fundamentals are entirely differe...
ZENG HAN JUN The worst type of failure is that you do not even try at all.
ZENG HAN JUN Believing in oneself is an important step to achieving but it is only one part. Action and continuou...
ZENG HAN JUN When I was going through a tough phase in a training camp, I totally hated it. When it came to the l...
ZENG HAN JUN Its about working intelligently, not just harder.
ZENG HAN JUN Always think carefully before you speak, because it has an impact to those around you. Positivity st...
ZENG HAN JUN Imagination is intelligence having fun. Action is imagination working hard. Failure is action learni...
ZENG HAN JUN He who feels pain when paying off debts is not fit to leverage on debts as an investment strategy
ZENG HAN JUN Buying over an existing business is a smart move. The revenue starts running on the day you take ove...
ZENG HAN JUN Hand it to him, and he will turn away. Take it from him, and he quickly runs after it.
ZENG HAN JUN Some battles can never be won, but the fighting still has to go on... ...
ZENG HAN JUN No analyst, investment banker, consultant or even a fortune teller will be able to tell you when pri...
ZENG HAN JUN Refrain from doing many things that are not important. Concentrate on doing the few things that matt...
ZENG HAN JUN Remember, our lives may flicker out any moment. Never live your life in regret or wallow in sorrow. ...
ZENG HAN JUN Surviving in the business arena is exceedingly difficult. Only the strongest plus the most adaptable...
ZENG HAN JUN Many people stuck in a rut often think that something might happen to change their life for the bett...
ZENG HAN JUN Desire is the starting pointing of all successes and action the enabler. Desire without action is me...
ZENG HAN JUN Sacrifices are essential to achieving success. Sacrificing meaningless tasks frees up energy, time a...
ZENG HAN JUN Take care of your debts and your debts will take care of you
ZENG HAN JUN

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Determination to carry out your plan plus having the patience to let things unfold. Lethal combination.

Zeng Han Jun

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