Credit card agreements run as long as 30 pages, and it's 30 pages of largely incomprehensible text.

Consumers get used to reading and understanding their credit card contracts, their mortgages, their check overdraft agreements, those are good things. That puts power back in the hands of consumers.

Life's irony;Some people use their credit cards to start an enterprise,while others use theirs to accumulate unyielding assets.

I wish the credit card terminal showed "Do you really need to buy this" before I entered my PIN number

Money is a poor man's credit card.

Credit card interest payments are the dumbest money of all.