Credit bureaus are at the heart of sound lending practices and benefit not just lenders but also borrowers.


Gordon Cooper

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The law permits the credit bureaus to sell and lenders to buy lists of consumers who meet certain cr...
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What you want to watch are the lenders, not the borrowers. The borrowers will always be willing to t...
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Lenders look at potential borrowers from many angles before extending credit: How much of its income...
MARK ZANDI
Substantive and procedural law benefits and protects landlords over tenants, creditors over debtors,...
JOHN TURNER
What the credit bureaus are most interested in is gaining market share in the increasingly lucrative...
TRAVIS PLUNKETT
I had begun to worry about the housing market back in 2003, when lenders first resurrected interest-...
MICHAEL BURRY
Another thing that sets us apart from most lending institutions, is at MNB you can borrow up to 90 p...
DON BISHOP
Another thing that sets us apart from most lending institutions, is at MNB you can borrow up to 90 p...
DON BISHOP
Credit losses are very low now, but mortgage lenders need to be prepared for higher losses,
DONALD POWELL
This asymmetry in the treatment of lenders and borrowers is a major source of instability in the glo...
GEORGE SOROS
Bureaus provide services to convention groups; they provide education through sponsorship dollars at...
BRUCE HARRIS
Bundled services platforms enable banks to strengthen their roles as lenders and create a sophistica...
DAVE BLACK
I think that speaks to the type of small businesses and I think it goes to speak to the type of lend...
KEN SILVIA
We welcome anything which is going to tighten up the obligations of the lending industry. By this we...
IAN BROWN
When a family member dies, call the credit bureaus and ask for deceased alert or fraud alert.
DIANE TERRY
That's really sad," Beth said softly, "To have no one left.
R.J. SCOTT
If lenders are forced to scale back student lending because private student loans are subject to ban...
TRENT FRANKS
For the last two or three years, we've seen a real spike in home equity lending. Frankly, all the le...
BLAIR GLENN
Lenders, including major credit companies as well as payday lenders, have taken over the traditional...
BARBARA EHRENREICH
This product is not appropriate for unsophisticated borrowers or those with weaker credit capacities...
JOHN REICH
Lending rate is a function of both liquidity as well as credit demand.
ARUNDHATI BHATTACHARYA
Lenders could be unwittingly exposing themselves; they may think they are lending 85 per cent when i...
MARTIN REYNOLDS
A lot of borrowers don't understand the risks. There's a danger in treating a mortgage like a credit...
ALLEN FISHBEIN
We want to create more jobs. We want to qualify more lenders and expand lending markets. But also, I...
LINDA MCMAHON
I like to open for a band as it brings on sort of a challenge and it makes things more interesting. ...
KELLY JONES
Over the last five years, credit scores have been refined to the point where they are now one of the...
ANTHONY HSIEH
Some borrowers are pretty damn good at fraud.
DAN GILBERT
Lenders have less of a vested interest in maintaining higher credit standards because they bundle [t...
DAVID JOY
We are very much engaged across the government, very much engaged in streamlining and simplifying ou...
KAREN MILLS
We are not unhappy at all. We had just a minimum number of practices and we didn't want to throw any...
SUE SMITHLIN
While conventional wisdom has traditionally sided against borrowing from retirement savings, sentime...
ELAINE CHAO
As a thrift, they can go anywhere, take a deposit from anyone and the lending restrictions are a lot...
BOB FREEDMAN
Funds management has been a standout, but is as expected, given the strong investment markets. Busin...
ATUL LELE
You are not just white, but a rainbow of colors. You are not just black, but golden. You are not jus...
SUZY KASSEM
Subprime mortgages, typically defined as those issued to borrowers with low credit scores, make up r...
MICHAEL BURRY
You don't need to spend $79 or more to monitor your credit. It's a gimmick designed to inflate the r...
ED MIERZWINSKI
Sound the loud timbrel o'er Egypt's dark sea! Jehovah hath triumphed--his people are free. -...
LORD BYRON (GEORGE GORDON NOEL BYRON)
don’t say you’se ole. You’se uh lil girl baby all de time. God made it so you spent yo’ ole ...
ZORA NEALE HURSTON
Stronger regulation and supervision aimed at problems with underwriting practices and lenders' r...
BEN BERNANKE
Credit card issuers and HELOC lenders are like fair-weather friends: They cozy up to you in good tim...
SUZE ORMAN
not only benefit the fundamental interests of the Chinese people, but also help promote world peace,...
WEN JIABAO
Several factors are going to go into that. Obviously, length of time on the job, how much money they...
BILLY ESTES
When we certify organic, we are certifying not just a product, but the farming and handling practice...
DAN GLICKMAN
Strong lending results, respectable deposit growth, well-behaved credit trends and excellent results...
GEORGE SCHAEFER
Not only are you not getting any benefit, you're also getting increased calories and sugar, ... In t...
DAVID KATZ
ACORN members around the country who have been fighting Wells Fargo's predatory lending practices ar...
MAUDE HURD
Take the whole range of imaginative literature, and we are all wholesale borrowers. In every matte...
WENDELL PHILLIPS
YOU ARE JUST

You are not just for the right or left,
but for what is right over the ...
SUZY KASSEM
I was especially pleased to see the commitment of credit union officials to help their members and c...
JOANN JOHNSON
I'm just glad it'll be Clark Gable who's falling on his face and not Gary Cooper. -- Gary Cooper, on...
GARY COOPER
The head learns new things, but the heart forever practices old experiences.
HENRY WARD BEECHER
Once large numbers of baby boomers start retiring and begin to benefit from these tax breaks, they'l...
ELIZABETH MCNICHOL
We believe groups are at the heart of fostering a culture of responsible borrowers. While some peopl...
CHRIS LARSEN
From the lending side of things, I have not heard of any shortage of funds for lending.
MATT DIERSEN
You are not white,
but a rainbow of colors.
You are not black,
but golden.
You a...
SUZY KASSEM
You are seeing some strange retail bedfellows. They may compete at some level, but they also bring s...
STAN POHMER
In general, we are seeing an ever-increasing rise in consumer debt, not just in payday loans but als...
BRUCE HAMLETT
I hate to date myself, but my earliest memories are Flash Gordon. I would love playing Flash Gordon ...
BRUCE DAVISON
We are not a team with just two or three superstars. We can back up those guys, Cooper and Stump, wi...
ROB BRAUN
[Equity might have been the only thing preventing foreclosure a decade ago, said Hsieh, but these da...
ANTHONY HSIEH
One of the strengths, and weaknesses, of liberal democratic societies is giving the benefit of the d...
GARRY KASPAROV
Some of [the lenders] may not be resident in Britain but there's nothing wrong with that.
FRANCIS MAUDE
Credit losses are very low now, but mortgage lenders need to be prepared for higher losses, ... Home...
DONALD POWELL
The wine industry has wholeheartedly embraced sustainable farming practices. We are taking that conc...
CHARLES BIELER
Many British people of different faiths follow religious codes and practices and benefit a great dea...
THERESA MAY
The charge for credit cards should help upcoming quarters for loan losses. Also, the company should ...
MICHAEL MAYO
I loved the MC5 and the Stooges, but also, the British Invasion - the Kinks and the Yardbirds - and ...
JOHN VARVATOS
We were pleased by the ruling but that also reaffirms to us that practices we have in place are appr...
DEBBIE MORGAN
If you notice anything questionable, such as accounts you don't recognize, or payment disputes, deal...
MAXINE SWEET
My son Cooper has just turned ten and the sarcasm fairy has already started to take up residence ins...
MELISSA RIVERS
Sexual harassment is against the law and will not be tolerated in the lending industry. The lawsuit ...
WAN J. KIM
Remember: lenders are in the money-making business, not in the gift-giving business.
KAREN GROSS
A lot of people think they have to live in rentals because they either don't make enough money to ow...
BOB GARCIA
I'll find you, don't worry. My body won't be with you all the time, but you'll always have my heart....
P.C. CAST
We're concerned for borrowers because they may not fully understand what may happen. In three or fiv...
BETH HAIKEN
I'm just glad it'll be Clark Gable who's falling on his face and not Gary Cooper
GARY COOPER
Some of the most unkind,judgmental people I've ever known go to church every Sunday and read the Bib...
JUDITH MCNAUGHT
More than a quarter of mortgage borrowers are underwater, and 11 percent of all homes are vacant.
MARCIA FUDGE
In considering making changes to your farming practices, state and local crop consultants are a bene...
BILL CHASE
Earnings may surprise on the upside because of stronger than anticipated credit growth. There's been...
JACK CHEMELLO
We are not after customers. We are after the managers of large credit unions that are trying to have...
EDWARD YINGLING
Are we doing this as a benefit of the company, absolutely. But we're also doing it to improve the em...
JOSE GOMEZ
On the credit perspective, there is a benefit from portfolio diversification. If one of your cylinde...
HEATHER GOODCHILD
At football practices the coaches and the players are really into it. The coaches are very hands-on ...
JASPER EDWARDS
The bigger bubble is actually in the financing of homes. Mortgage lenders have loosened their lendin...
ED YARDENI
THE CONSCIOUS HUMAN

You are not just white,
but a rainbow of colors.
You are no...
SUZY KASSEM
The head learns new things, but the heart forever more practices old experiences. -Henry Ward Beech...
HENRY WARD BEECHER
It is the quality of lending over the quantity of lending.
LEWIS THOMPSON PRESTON
Sometimes you have to give credit where credit is due. But from an offensive standpoint, we just are...
LLOYD MCCLENDON
Operations must have sound, achievable political aims. ... But there are also requirements for polic...
WESLEY CLARK
A successful voyage requires not only a sound vessel but also a skilled crew
ROBERT W. RICE
Great spenders are bad lenders.
BENJAMIN FRANKLIN
We showed that you can die of a broken heart not just when your partner dies, but also when your par...
DR. NICHOLAS CHRISTAKIS
A sound like a sound of thunder rolled,
And the heart of a nation stirred
WILLIAM ROSS WALLACE
I liked myths. They weren't adult stories and they weren't children's stories. They were better than...
NEIL GAIMAN
By the time most people file for bankruptcy, their credit is already trashed, they have a high debt-...
JEAN CHATZKY
It's not just about getting at everything, but also coordinating it.
JUDITH HURWITZ
I've been very pleased with what Sonny has done. He has really worked to make himself a good player....
TYRONE WILLINGHAM
I don't believe in shutting down practices just to win meets. Some people live and breath by dual me...
DAVE WHARTON
I give the victim the benefit of the doubt when it comes to allegations of rape and sexual abuse. I ...
ROXANE GAY

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Voters quite like Charles Kennedy, but there is a question mark over whether he's someone they can s...
ANDREW COOPER
I can't leave until I know how the deal is going to end up. I have a responsibility to this camp and...
ALFRED COOPER
He made me feel like a second-class citizen.
ALFRED COOPER
It's a variety. You have to capitalize on what's really good that particular month.
ALFRED COOPER
The people who come here love the solitude of it. It's just beautiful, and they take good care of it...
ALFRED COOPER
I resent the fact that they're treating me like I'm inferior in some way because I like to hunt and ...
ALFRED COOPER
They will kill us. [Park officials] will cut us off over a period of time because they don't like wh...
ALFRED COOPER
I didn't feel the board should've moved so fast on these things.
BILL COOPER
The University of California system has a significant history of bringing great jobs and opportuniti...
BILL COOPER
If you have a large enough pocket of methane, it could explode, ... Gas is like water, it travels wh...
BILL COOPER
Tulare County will lose a lot of good people and opportunities for the future by exporting our brigh...
BILL COOPER
We are already part of a global marketplace in many respects. We import a significant amount of gas ...
BILL COOPER
[The homes swallowed by floodwaters posed a question the couple had never pondered:] What are they [...
BILL COOPER
Bottling is the one thing that is more challenging than harvest. Harvest is a process. Bottling is a...
BILL COOPER
At the time Mr. Schultz was gathering data for his book, Bill Cooper was Town Manager in New Glouces...
BILL COOPER
Last night I dreamt I ate a ten pound marshmallow. When I woke up the pillow was gone.
TOMMY COOPER
A blind bloke walks into a shop with a guide dog. He picks the Dog up and starts swinging it around ...
TOMMY COOPER
Never drink black coffee at lunch; it will keep you awake all afternoon.
JILLY COOPER
I've always loved reporting from the field most of all. There's something about doing live T...
ANDERSON COOPER
We continue to be exasperated by the view, apparently gaining momentum in certain circles, that arme...
JEFF COOPER
Well, we were all in high school and we got together, and in college - we were in art college togeth...
ALICE COOPER
I don't think there's ever a point when you turn to yourself and go, 'Yes, I've made...
DOMINIC COOPER
I think you have to be yourself, and you have to be real and you have to admit what you don't kn...
ANDERSON COOPER
The real problem with big issues like Medicare is that both parties have to be brave at the same tim...
JIM COOPER
A woman tells her doctor, 'I've got a bad back.' The doctor says, 'It's old age....
TOMMY COOPER
I don't want to go bald, I don't know what's coming up next.
CHRIS COOPER
Police arrested two kids yesterday, one was drinking battery acid, the other was eating fireworks. T...
TOMMY COOPER
A smart man only believes half of what he hears, a wise man knows which half.
JEFF COOPER
When a big event happens, people turn on to CNN, not only because they know there will be people the...
ANDERSON COOPER
I just wrapped this movie called 'The Wedding Crashers' which was a pretty big break for me.
BRADLEY COOPER
They should invent some way to tape-record your dreams. I've written songs in my dreams that wer...
ALICE COOPER
There’s a drive in a lost soul—in one that is searching for acceptance, companionship, belonging...
DOUG COOPER
The police cannot protect the citizen at this stage of our development, and they cannot even protect...
JEFF COOPER