Creating a regulatory system that reflects the modern-day realities of financial markets is not as difficult as it may appear.

You shouldn't be trying to create a system where no bank fails, but you should be creating one that catches a bank and allows it to fail without impacting the financial markets.

The reality is that financial markets are self-destabilizing; occasionally they tend toward disequilibrium, not equilibrium.

The middle and working classes are paying the debt that the financial markets created.

Our economy is increasingly dependent on the success and integrity of the financial markets.

Developments in financial markets can have broad economic effects felt by many outside the markets.