Context is worth 80 IQ points.

Perspective is worth 80 IQ points.

You know, if you're at home with children, you lose twenty-five IQ points.

Three to six months' worth of savings for living expenses is the minimum every household should have, no matter its income. Any less can leave people vulnerable to serious financial woes if they hit unexpected difficulties, like a job loss or medical problem. It's a good habit for all working people to put away a reasonable portion of their take-home pay into some form of liquid savings.

Because IQ tests favor memory skills and logic, overlooking artistic creativity, insight, resiliency, emotional reserves, sensory gifts, and life experience, they can't really predict success, let alone satisfaction.

There's going to be the regular scrutiny and judgment of whether a particular company is worth investing in, ... We don't look at the short-term profitability. We look at the long-term integrity. That has to be part of the mix of any review.