Consumers are very concerned with value given high gas prices, interest-rate increases and high debt levels.

Wall Street recognizes the value generated by successful debt purchasing companies, but it is quick to react negatively to escalating portfolio prices, executive and employee turnover, and revenue recognition issues.

If you paid down credit-card debt that would reduce the net value of your savings.

We need to look at that. Were they [international investors] to lose interest, it would also have an impact on our exchange markets and equity markets simultaneously.

It was a pleasant surprise that long-term interest rates stayed low.

For the average student to incur that kind of debt, with interest, boggles my mind. I don't know how a student, being on their own, could afford to go to college.