Companies want to work very closely with the transferee.

The one thing that HR people tell us all the time is they don't have time to understand and to facilitate relocation.

The transferee might be purchasing new construction and might need a temporary housing stay, or just to help in the transition between selling the old home and moving to a new one. And it helps the corporate client to get the transferee to the work place sooner.

After speaking to a student group on one Oregon campus, a student told me his roommate who gambled a lot was taking next term off because he had to work to pay off his debts.

Considering how long the funding has been available, there have been some tremendous gains made. It's a very complex endeavor.

Some of the people can afford to buy our products but wouldn't get enough use out of them.