But they have been one of the unreported beneficiaries of this run-up, and while the major marketers probably won't do the nuclear option, there are a lot of independents out there really considering it,

We provide the plans to Medicare beneficiaries that they want.

We've got to have drives that don't falter out. That's one of the major things we talked about going into this game. It's a matter of consistency. I thought there was improvement in the passing game, but it's still not there.

I think that's going to be probably one of the major stumbling blocks. Some of the details we're going to have to work out.

I joke that you give up low gas prices for Lent.

We didn't dodge a bullet with Rita; we took a couple bullets in the legs with Katrina and Rita, ... It's still a significant loss, and it's going to create some supply problems through at least mid-October.