Both of these individuals are 'fix-it' guys with consulting backgrounds.

We're talking to people, including these companies, but they're not the only companies. We're consulting -- that's not offering a business for sale.

Insurance companies need to take a close look at CAT modeling and geographic exposure. Although insurance companies have come a long way since 9-11, they still need to visit and revisit once again how they are using CAT modeling.

From the viewpoint of mass tort law firms, this is a gift from heaven: a huge number of people who have suffered terrible losses, with 24X7 media exposure,

A number of companies are going to be looking at continuing a presence there with real reluctance. State governments are going to have to figure out incentives and guarantees to minimize departures.

The [additional services] brokers were providing haven't changed, but the compensation they're getting has been reduced.