Beyond that, there's very little I can say.

I'm hoping we'll have this continual glide path of rates going up and everything comes into equilibrium nice and easy.

With the right tools, you can write anything ...

Try everything; listen to everyone. Follow no one. You are your own story guru!

Most importantly, we managed our growth while still maintaining our high levels of customer service and satisfaction.

The big thing is you've got to accept what the market is, and make the most of it. It doesn't have anything to do with you personally; it has to do with the market.