At that time, Brigham City was a town of 5,000 people. There simply wasn't enough housing.

I think there's a high interest in World War II now. We're losing the veterans. It's important to remember.

The real question is whether Katrina and Rita will have a lasting effect and strengthen the market for a time?potentially in all lines of business, not just property?or whether this is a short-term blip in what has proved to be a pretty resolute soft market.

Our study is the first one of its kind because we followed the same people over time, looking at changes in their behavior.

Nobody who gets hit by a bus has warm feelings about the bus. People who have tangled with David over the years and come out on the wrong end of those fights harbor some bad feelings.

Those are people who are cooking in the backs of vans, SUVs and vehicles,