As much disclosure as possible should be on the appraisal.

If you didn't have a very accurate description, you're not going to get the identical piece.

It is interesting that you have a vast array of documentation, including the format, from some kind of memo to a very detailed appraisal.

There are some pretty flagrant differences on items like clarity and color, which would have a bearing on the retail value.

We insure over $1.7 billion of jewelry throughout the country.

About the only other thing I'd want would be a wider neck. My fingers are so fat that sometimes I deaden the string next to the one I'm fretting.