Anticipation of a 25-basis-point rate cut pushed mortgage rates downward in this week's survey, and we expect to see further downward drifts over the coming week or so as the market moves on the actual larger rate cut itself.
Frank Nothaft
Related The inflation rate keeps moving downward. That gives the central bank room to cut the reference rate... BERTRAND DELGADO The overall PMI shows we are still in rate cut territory. But the PMI has been below this (current) ... CHRIS WILLIAMSON We don't expect another rate cut ..., but there is still the risk that rates might be cut again at s... CARSTEN FRITSCH The 30-year [fixed-rate mortgage] came in under 6 percent for the last 22 weeks of this year. As a m... AMY CUTTS The 30-year [fixed-rate mortgage] came in under 6 percent for the last 22 weeks of this year. As a m... AMY CREWS CUTTS While the fourth quarter GDP data and the relatively healthy mix of the components further diminishe... HOWARD ARCHER The manufacturing sector's acute underlying weaknesses highlight the need for further interest rate ... DAVID KERN We doubt that the decision will have any material impact on the pace of economic growth, among other... ALBERTO BERNAL The speech quietly signaled a 25-basis-point (quarter percentage point) rate hike in February, and w... CONRAD DEQUADROS We expect a hike of 25 basis points and probably 50 basis pints, ... Any smaller rate hike or no rat... CARL WEINBERG We expect a hike of 25 basis points and probably 50 basis pints. Any smaller rate hike or no rate hi... CARL WEINBERG Lack of uncertainty around the Iraq conflict caused bond market yields to reverse their downward spi... FRANK NOTHAFT A cut...won't affect the 30-year fixed mortgage rate at all. According to Freddie Mac, the 30-year f... LAWRENCE YUN We are becoming increasingly nervous about our call for a 25 basis point rate cut at the February ..... ALAN CASTLE Feeling more comfortable about the upcoming economic rebound, the financial markets relaxed a bit th... FRANK NOTHAFT The view is that the market could withstand a 25 basis point rate hike. JOSH STILES This report underscores or emphasizes that the Fed would be quite well justified for easing policy a... PAUL CHRISTOPHER It gives the Federal Reserve more leeway to cut rates. But I don't believe that a BOJ rate cut means... JOHN LONSKI It gives the Federal Reserve more leeway to cut rates, ... But I don't believe that a BOJ rate cut m... JOHN LONSKI Judging by market rates, there is a 70 percent probability of a rate cut by March. ANDREW CHAVERIAT Even with rising mortgage rates over the last four weeks, 30-year fixed-rate mortgage rates remain a... AMY CUTTS Even with rising mortgage rates over the last four weeks, 30-year fixed-rate mortgage rates remain a... AMY CREWS CUTTS These are horrendous numbers that put the equation in stark relief for the Fed. They have to cut rat... DAVID BROWN People still see the likelihood of a rate cut this year and certainly not an increase in rates. Ster... ADRIAN SCHMIDT With the FOMC meeting less than one week away, and 10-year rates soon to be within 25 basis points o... WILLIAM PROPHET I expect two interest-rate increases of 25 basis points each this year. ANTON BOERNER Speculation that we will see deep interest rates is overdone. In the context of the widely anticipat... ALAN CLARKE The evidence of marked improvement in the manufacturing sector further guarantees there will be no i... HOWARD ARCHER The Fed fund futures are rallying higher and are factoring in a 75 percent chance of a 25 basis poin... BILL HORNBARGER The dollar will trade with a downward bias. The market is pricing in an ECB rate hike Thursday and s... DAVE GILMORE If everything is online in two weeks, we would have downward pressure on the market. BOB YAWGER Everyone is waiting to see what happens, although most of the market has factored in a rate rise of ... PETER STRUK Recent economic indicators show a lackluster economic climate. And that led to the surprise 50-basis... FRANK NOTHAFT The yuan rate will move, both upward and downward, within a certain range. HU PINGXI While there is uncertainty about the economy at present we still expect the next move in interest ra... FIONNUALA EARLEY There were questions developing in the market late last week regarding the tenor of Greenspan's spee... WILLIAM SULLIVAN We think the Fed will continue cutting rates, although less aggressively. We are expecting another [... BRUCE STEINBERG The worst news on UK inflation is yet to come. The probability of a further rate cut is clearly redu... ALAN CLARKE Investors will be looking for clues for interest rate cuts. A U.K. rate cut is expected in February,... JAMES STEWART Some investors are staying at the sidelines as uncertainties linger over whether the Fed would surpr... HERBERT LAU For the Fed, continuing 25-basis-point rate hikes seem to be the best bet. ELISABETH DENISON The Fed's rate hike on Tuesday was expected and the Fed's cautiously optimistic outlook calmed the m... AMY CUTTS The Fed's rate hike on Tuesday was expected and the Fed's cautiously optimistic outlook calmed the m... AMY CREWS CUTTS The expected rate cut was confirmed, bringing in money from abroad. The fall in rates favors equitie... CELSO SENISE Adjustable-rate mortgages (ARMs) were more strongly affected by the latest Federal Reserve rate hike... FRANK NOTHAFT With the rate verdict due later, there's a cautious mood creeping into equity markets as although a ... MATT BUCKLAND I do think that a rate cut is coming, more likely toward the end of the year when we see some of the... KATHLEEN CAMILLI In terms of current interest rate levels and inflation, the ECB has room to cut rates and help the u... GERNOT NERB I think (Fed Chairman) Alan Greenspan has made it all but official, we'll get another rate cut in Ju... WAYNE AYERS A further rise [in fuel prices] could cut materially into private spending and thus damp the rate of... ALAN GREENSPAN In the event that fuel prices take a dramatic turn downward, we would reserve the right to revisit t... JEAN LONG For the remainder of the year we expect further rate softening in this segment. CLIFFORD GALLANT The market has to make its mind up what the Fed rate cut means. JANE FOLEY The rate cut was positive, but maybe a little conservative, so the market took some profits after in... CARLOS HOKAMA The faltering global recovery means we would not be surprised to see a rate cut, but with the UK hav... ROSS WALKER Although it's encouraging that they've cut the rate in half, you really need to look at it on a year... LINDSAY HAYES The market had already priced in a 50-basis-point cut by the Fed. FRANCISCO RIVERO The market today was responding to the outlook with the increasing possibility we will see an intere... DAVID RINEHIMER The short-term interest-rate level at 4.25 on fed funds provides mortgage rates which definitely won... KIT JUCKES I think we have to be very careful when we toss around terms like 'cut health care costs.' W... DAVE OBEY This is the highest inflation rate we've seen in over three years and much higher than 0.3 percent i... EMMANUEL FERRY So far this year, fixed-rate mortgage rates have risen only slightly. Long-term mortgage rates are o... FRANK NOTHAFT We are still seeing buying of interest-rate-sensitive stocks. Investors believe the U.S. economy is ... FREDERICK TSANG The last few months of 2005 marked the first time since mid-2004 that the fixed-rate mortgage was ab... VINCE MALTA Freddie Mac's own economic forecast calls for a mild and gradual increase in 30-year fixed-rate mort... FRANK NOTHAFT People overall feel a little bit better about what they're seeing in the economy, so more people are... BILL HORNBARGER If we get a better interest rate, great. If we get a lower interest rate or a worse interest rate, w... JAMES KUNKE In 2000 we inverted as much as 47 basis points. Could that happen again? Sure, as it'll take the cle... MICHAEL CHEAH I think there was a knee-jerk reaction on the part of market participants who were hoping and wantin... DENNIS FERRO We won't see big moves today in anticipation of the FOMC statement. The risk is out there that the F... DAVID MANN Those who expect further rate hikes can note that the real Fed Funds rate has yet to reach at least ... ASHRAF LAIDI Taking into consideration the fact that mortgage rates have fallen from the earlier peak at the end ... FRANK NOTHAFT What you'll probably see is things like lines of credit move up a bit, variable rate mortgage rates ... LINDA SIMS I like to open for a band as it brings on sort of a challenge and it makes things more interesting. ... KELLY JONES The surprise would be if they cut rates by 50 basis points or didn't cut them at all. GWYN HACCHE The downward trend in unemployment rates for metro areas throughout our state continues to indicate ... BRENDA RUSSELL People are switching to utilities because there is a lot of uncertainty in the market about how deep... HERBERT LAU The market has somewhat anticipated a half-point rate increase next week, so if they can see signs t... PETER CHANDLER Despite the sharp jump in prices, August's data do not change the picture of a strong downward trend... ED STANSFIELD The supply of semiconductor devices is becoming more constrained, and the downward pressure on the a... ANDREW NORWOOD Because of the decline in deliveries we are also forced to cut gas transit to Serbia and Bosnia by a... SANDOR KANTOR The survey was much weaker than expected indicating the bank's rate cut has done little to assuage t... RICHARD MCGUIRE The reference rate might fall in April by another 25 basis points. BERTRAND DELGADO It doesn't look like a rate cut is in the cards. DAVID LEAVER We are definitely getting another rate cut. LARA RHAME a pause in rate hikes is a more likely scenario rather than a rate cut. MICHAEL NIEMIRA The larger declines were recorded in the high-priced markets that are more sensitive to mortgage rat... LAWRENCE YUN I think next week's meeting will be absolutely crucial. If the half-point rate cut is not materializ... ELVIS PICARDO Today's numbers highlight the inappropriateness of rate-cut expectations. GLENN MAGUIRE Fed officials' comments point to the risk of faster inflation. We expect three or four more rate hik... JUN KITAZAWA Some of the risks associated with rate cuts have dissipated for sterling. We expect rates to remain ... STEVE PEARSON Ronald Reagan and George Bush pushed through programs that raised taxes on the middle class. I think... BILL CLINTON The dollar got some support from the Ministry of Finance's survey, as it ignited concerns about a po... KAZUHIRO NISHINA It may not be long before we see another interest rate cut and this could account for the follow-thr... HOWARD GORGES What Governor Romney is proposing is an across-the-board cut in marginal tax rates for households, e... GLENN HUBBARD They flooded liquidity in the marketplace but the mortgage rate is based much more on expectations o... FRANKLIN RAINES This interest rate cut may create some temporary outflow of dollars. JOSE ROBERTO CARREIRA The market has been trying to push a rate cut, but the Governor has remained steadfast, saying there... BRIAN REDICAN Today's rates decision is expected to set the tone for the rest of the week. Hints of future rate hi... HARLEY SALT The U.K. over the past six months shows us how the economy can go from looking quite weak to improvi... ADRIAN FOSTER
More Frank Nothaft
That said, January housing starts were the highest in over 20 years, and that is based on higher rat... FRANK NOTHAFT That said, January housing starts were the highest in over 20 years, and that is based on higher rat... FRANK NOTHAFT Mortgage rates this week are at seven-month lows and teetering on the 45-year low levels of last sum... FRANK NOTHAFT Adjustable-rate mortgages (ARMs) were more strongly affected by the latest Federal Reserve rate hike... FRANK NOTHAFT Reconstruction efforts are going to place upward pressure on construction material, and this could a... FRANK NOTHAFT Even if the loan adjusts upward next year, the amount ARMs are allowed to rise is typically capped a... FRANK NOTHAFT The Commerce Department report on housing starts showed a considerable drop in starts in November. H... FRANK NOTHAFT Taking into consideration the fact that mortgage rates have fallen from the earlier peak at the end ... FRANK NOTHAFT What will happen in Las Vegas? It's hard to say. The entertainment industry has been very strong and... FRANK NOTHAFT Low mortgage rates continue to fuel the housing market, making homeownership more attainable to a br... FRANK NOTHAFT So far this year, fixed-rate mortgage rates have risen only slightly. Long-term mortgage rates are o... FRANK NOTHAFT Although mortgage rates have risen in the last two weeks, they are still below last year's annual av... FRANK NOTHAFT Markets remained tame while waiting for Federal Reserve Board Chairman Alan Greenspan's semi-annual ... FRANK NOTHAFT Markets remained tame while waiting for Federal Reserve Board Chairman Alan Greenspan's semi-annual ... FRANK NOTHAFT We had two months of really strong job increases and a third month would reassure markets and be a s... FRANK NOTHAFT Feeling more comfortable about the upcoming economic rebound, the financial markets relaxed a bit th... FRANK NOTHAFT Mortgage rates were relatively unchanged this week as the markets wait for the results of the upcomi... FRANK NOTHAFT Freddie Mac's own economic forecast calls for a mild and gradual increase in 30-year fixed-rate mort... FRANK NOTHAFT Corporate accounting concerns caused fierce investor buying of U.S. Treasury bonds, thereby lowering... FRANK NOTHAFT Despite the gradual rise in mortgage rates over the last two months, housing starts were actually up... FRANK NOTHAFT Our January forecast calls for a gradual rise in long-term rates throughout 2006. This should induce... FRANK NOTHAFT This should induce some slowing in housing market activity, but we expect the housing market in 2006... FRANK NOTHAFT That said, housing starts -- although down a little from the month before -- were still remarkably s... FRANK NOTHAFT That said, housing starts -- although down a little from the month before -- were still remarkably s... FRANK NOTHAFT Lack of uncertainty around the Iraq conflict caused bond market yields to reverse their downward spi... FRANK NOTHAFT Mortgage rates were largely unchanged this week, amid a sobering December jobs report and growing te... FRANK NOTHAFT It was no great surprise that housing starts rose for the second time in three months since mortgage... FRANK NOTHAFT November's employment report was a letdown, and it brought mild disappointment to the financial mark... FRANK NOTHAFT Consumer spending has kept the economy moving, and when initial holiday sales were better than expec... FRANK NOTHAFT Mortgage rates have been so low and accommodating that total home sales surged in October as familie... FRANK NOTHAFT As we expected, mortgage rates moved upward a little in response to the current volatility in the fi... FRANK NOTHAFT Recent economic indicators show a lackluster economic climate. And that led to the surprise 50-basis... FRANK NOTHAFT Long-term mortgage rates will more than likely rise over the next few months, albeit modestly compar... FRANK NOTHAFT For the typical family, home equity accounts for the bulk of their wealth. FRANK NOTHAFT boys, girls and music . . why do they need gin? FRANK Whoever is happy will make others happy too. ANNE FRANK The best music happens when you have a personal connection to it. That same philosophy can extend to... FRANK IERO I'm not one of those complicated, mixed-up cats. I'm not looking for the secret to life... I... FRANK SINATRA The best revenge is massive success. FRANK SINATRA There is more stupidity than hydrogen in the universe, and it has a longer shelf life. FRANK ZAPPA Mobile video is now a reality and a force to be reckoned with. I think it is essential to think abou... ZE FRANK I've been super impressed with what BuzzFeed has done on Facebook with inspiring list posts and ... ZE FRANK We have this incredible ability to communicate with each other. I want to play around with it, see w... ZE FRANK For some reason, we stopped getting gold stars at some age. It's time to bring them back. ZE FRANK If you want to get into the creative world, you have to just keep flogging away even when nobody'... ZE FRANK I consider creativity to be a more non-rational, subconscious thing. You have a relationship to your... ZE FRANK YouTube has become more mature, both as a platform and as a community. So much content has been adde... ZE FRANK I'm fascinated by simple joy. ZE FRANK We can't all be like Ryan Seacrest... the perfect platform manifestation of a human. I don't... ZE FRANK What better way to connect with people than by staring and talking straight at them? Don't blink... ZE FRANK I'm obsessed with media and the way audiences can become creative participants. ZE FRANK I've been fascinated by the Internet from the very start. In 2001, I had made a funny black-and-... ZE FRANK In an ever-changing technological landscape, where today's platforms are not tomorrow's plat... ZE FRANK Trust is a confusing thing. It seems so simple, but when you try to pin it down, it can be so elusiv... ZE FRANK Anything that makes you feel the most alone also has the greatest power to connect you. ZE FRANK Most of us yearn for really intimate, healthy, in-person relationships. People have a deep desire to... ZE FRANK The naked mole is, like, the ugliest freakin' creature in the world. It is so radically, unbelie... ZE FRANK When I was young, I had this feeling that there was this handbook that I had never gotten that expla... ZE FRANK On street corners everywhere, people are looking at their cell phones, and it's easy to dismiss ... ZE FRANK I studied neuroscience at the cellular level, so I was looking at learning and memory in the visual ... ZE FRANK The story of technology seems to go up and then retract into simplicity again. ZE FRANK I think this is one of the greatest gifts of this era: Because of the Internet, we can start to type... ZE FRANK Let me think about the people who I care about the most, and how when they fail or disappoint me... ... ZE FRANK A good procrastination should feel like you're inserting lots and lots of commas into the senten... ZE FRANK Communism doesn't work because people like to own stuff. FRANK ZAPPA What is a friend? I will tell you... it is someone with whom you dare to be yourself. FRANK CRANE My grandfather was smart and had a whole lot of pride. He didn't speak a terrible amount, but yo... FRANK OCEAN When I was a kid, my father didn't really have much hope for me. He thought I was a dreamer; he ... FRANK GEHRY There's enough pressure in life without seeking competition. That makes it double pressure. FRANK BRUNO Who would ever think that so much went on in the soul of a young girl? ANNE FRANK I live in a crazy time. ANNE FRANK For some reason, Superman seems to be held to higher standards on the subject of secret/super identi... GARY FRANK Experience has taught me how important it is to just keep going, focusing on running fast and relaxe... FRANK SHORTER Don't follow trends, start trends. FRANK CAPRA Time is money, especially when you are talking to a lawyer or buying a commercial. FRANK DANE I searched for years I found no love. I'm sure that love will never be a product of plasticity. FRANK ZAPPA I was a thug. FRANK OCEAN A good motto is: use friendliness but do not use your friends. FRANK CRANE I booked my first studio at like 12 or 13. Somewhere in that season of my life, singing along with t... FRANK OCEAN I always say that I don't want to be sentimental, that the photographs shouldn't be sentimen... ROBERT FRANK I have been frequently accused of deliberately twisting subject matter to my point of view. Above al... ROBERT FRANK You do your work as a photographer and everything becomes past. Words are more like thoughts; the ph... ROBERT FRANK It is always the instantaneous reaction to oneself that produces a photograph. ROBERT FRANK There is one thing the photograph must contain, the humanity of the moment. This kind of photography... ROBERT FRANK If you want to see the sunshine, you have to weather the storm. FRANK LANE You gotta love livin', baby, 'cause dyin' is a pain in the ass. FRANK SINATRA I just can't think how I would go on without children having lost Edith already... It's too ... OTTO FRANK We all had lots of stories of our sad experiences - they mourned the death of my wife with me - but ... OTTO FRANK I think there are a number of bishops - and I put Cardinal Mahony in that category - who listen too ... FRANK KEATING Bishops are like umpires. You have to have them to call the close decisions. FRANK BUTLER We've all read, I'm sure, a Superman book where we didn't really feel like we knew the c... GARY FRANK Christopher Reeve so completely inhabited the character Superman when he was in that costume, and th... GARY FRANK When Captain America is in a room full of Marvel superheroes, he is always Top Dog, even though his ... GARY FRANK The fact is that Superman isn't around because he is the oldest superhero. He's still around... GARY FRANK We can't do a modern Batman continually beating up thugs in zoot suits with tommy guns in violin... GARY FRANK I don't think anyone who has been to Africa comes away untouched by the place. You see a lot of ... GARY FRANK I think it's a mistake to try to pin down one particular reason for a person's personality. ... GARY FRANK Americans have known about mounting inequality and king-sized Wall Street bonuses for years. But we ... THOMAS FRANK We don't have sales trading, brokerage, capital lending - any of those kinds of things that got ... FRANK QUATTRONE Up until 35 I had a slightly skewed world view. I honestly believed everybody in the world wanted to... FRANK STELLA About fifteen miles above New Orleans the river goes very slowly. It has broadened out there until i... FRANK YERBY When you have a brush in your hand, inking a beautiful woman is a lot like running your hands over h... FRANK MILLER Before the Colts arrived in 1947, the best athlete in town was a woman duckpin bowler named Toots Ba... FRANK DEFORD Someday we'll learn the whole story of why George W. Bush brushed off that intelligence briefing... FRANK RICH A life without love in it is like a heap of ashes upon a deserted hearth, with the fire dead, the la... FRANK TEBBETS You gotta love livin', baby, 'cause dyin' is a pain in the ass. FRANK SINATRA I'm gonna live till I die. FRANK SINATRA And I think there is too much bloviating around from politicians. BARNEY FRANK I filed the first gay rights bill in Massachusetts history in 1972 in the legislature, one of the fi... BARNEY FRANK Lawyers are very, very good at keeping you out of prison, but they will sacrifice your reputation an... BARNEY FRANK The regulation of medicine has been a State function. BARNEY FRANK Martin Luther King said, and it is sadly still true, that one of the most segregated times in Americ... BARNEY FRANK I think there was an absolute, deep gap between consensual relations between adults, which people ma... BARNEY FRANK Television is apparently the enemy of nuance. But nuance is essential for a thoughtful discussion. BARNEY FRANK I had always been interested in politics. I had assumed, for a variety of - well, for two reasons, b... BARNEY FRANK Today, many people take for granted the notion that people whose lives are going to be very heavily ... BARNEY FRANK Capitalism works better from every perspective when the economic decision makers are forced to share... BARNEY FRANK Before this learning experience, I had assumed that with regard to programs that sought to help peop... BARNEY FRANK People are entitled to the presumption of innocence. BARNEY FRANK For many of those who had historically supported welfare programs in the broadest sense, it was perf... BARNEY FRANK I will tell you, I'm a lousy cook, but I think I'm a pretty good judge of a good meal. BARNEY FRANK But it is also clear that left entirely untouched by public policy, the capitalist system will produ... BARNEY FRANK It is, of course, further indication that a fundamentalist right has really taken over much of the R... BARNEY FRANK Increasing inequality in income distribution in this country has broader policy implications, and th... BARNEY FRANK They appear to have become so attached to their outrage that they are even more outraged that they w... BARNEY FRANK Immortality is the genius to move others long after you yourself have stopped moving. FRANK ROONEY I soothe my conscience now with the thought that it is better for hard words to be on paper than tha... ANNE FRANK I simply can't build my hopes on a foundation of confusion, misery and death ... I think. peace and ... ANNE FRANK the conversion of Anne Frank into usable goods. ANNE FRANK The best remedy for those who are afraid, lonely or unhappy is to go outside, somewhere where they c... ANNE FRANK I don't think of all the misery, but of all the beauty that still remains. ANNE FRANK The great American novel has not only already been written, it has already been rejected. FRANK DANE You've got to bumble forward into the unknown. FRANK GEHRY The Spartans were a paradoxical people. They were the biggest slave owners in Greece. But at the sam... FRANK MILLER You don't have to go fight bulls in Spain like Hemingway to write something great, or go off to ... FRANK MCCOURT I was a millionaire twice over and half again before I was twenty-one. I stole every nickel of it an... FRANK ABAGNALE Football teams represent cities and colleges and schools. The people have built great stadiums, and ... FRANK DEFORD Our laws governing lobbying and campaign contributions have struck the right balance between the wis... THOMAS FRANK You have to be smarter and a wiser businessperson and consumer. You have to learn to protect yoursel... FRANK ABAGNALE I drive a lot. Just for pleasure. Sometimes I'll get in the Cadillac and drive around the city o... FRANK BLACK The great fear that hung over the business community in the 1970s was death by regulation, and the g... THOMAS FRANK I was fortunate that I came out to the Valley in 1979, when I came out to go to Stanford Business Sc... FRANK QUATTRONE There have been at least three other cases in which federal agencies have succeeded in placing fake ... FRANK RICH You treat a lady like a dame, and a dame like a lady. FRANK SINATRA A man doesn't know what happiness is until he's married. By then, it's too late. FRANK SINATRA People often remark that I'm pretty lucky. Luck is only important in so far as getting the chanc... FRANK SINATRA Hell hath no fury like a hustler with a literary agent. FRANK SINATRA Throughout my career, if I have done anything, I have paid attention to every note and every word I ... FRANK SINATRA There are things about organized religion which I resent. Christ is revered as the Prince of Peace, ... FRANK SINATRA I'm for whatever gets you through the night. FRANK SINATRA Oh, I just wish someone would try to hurt you so I could kill them for you. FRANK SINATRA Whatever else has been said about me personally is unimportant. When I sing, I believe. I'm hone... FRANK SINATRA Don't get even, get mad. FRANK SINATRA I like intelligent women. When you go out, it shouldn't be a staring contest. FRANK SINATRA I'm gonna live till I die. FRANK SINATRA May you live to be 100 and may the last voice you hear be mine. FRANK SINATRA In art, at a certain level, there is no 'better than.' It's just about trying to operate... FRANK OCEAN It's cool to be recognised by your peers. FRANK OCEAN As a lifestyle you always being the focal point is innately unhealthy. FRANK OCEAN The idea of recognising your strengths and using them in as versatile a way as you can is cool to me... FRANK OCEAN Sometimes I'm fascinated with how famous my work could be while I'm not so famous. FRANK OCEAN I enjoy singing my songs in front of people. FRANK OCEAN Art's everything we hope life would be, a lot of times. FRANK OCEAN I don't have any secrets I need kept any more. FRANK OCEAN A friend of mine jokes that I have a painstaking royalty complex. Like maybe I was a duke in a past ... FRANK OCEAN I'm not a centerfold. FRANK OCEAN As long as your intentions are solid and about growth and progression and being productive and not b... FRANK OCEAN I don't ever want to be caught up in a system of thinking I can do one thing 'cos that's... FRANK OCEAN We all know we have a finite period of time. I just feel if I'm going to be alive, I want to be ... FRANK OCEAN I'm big on what's in good taste. FRANK OCEAN There's just some magic in truth and honesty and openness. FRANK OCEAN You can't think; you just gotta do things. FRANK OCEAN Some people focus more on sonics. Some people focus more on story. I focus on both sonics and story,... FRANK OCEAN You just do what you can and you have as much fun as possible. FRANK OCEAN People are just afraid of things too much. Afraid of things that don't necessarily merit fear. FRANK OCEAN War is not a thing one wants. HANS FRANK Ninety percent of the members of the Academy of German Law were not members of the Party. HANS FRANK In the main the Academy helped to frame only laws of an economic or social nature, since owing to th... HANS FRANK My aim was to safeguard justice, without doing harm to our war effort. HANS FRANK First, I was Bavarian State Minister of Justice, and after the ministries of justice in the various ... HANS FRANK The police officers, so far as discipline, organization, pay, and orders were concerned, came exclus... HANS FRANK I did not destroy the 43 volumes of my diary, which report on all these events and the share I had i... HANS FRANK A thousand years will pass and the guilt of Germany will not be erased. HANS FRANK It was my dream, and probably the dream of every one of us, to bring about a revision of the Versail... HANS FRANK In public schools, classes are bloated - it's ridiculous. FRANK MCCOURT People will sit up and take notice of you if you will sit up and take notice of what makes them sit ... FRANK ROMER Music, in performance, is a type of sculpture. The air in the performance is sculpted into something... FRANK ZAPPA The manner in which Americans consume music has a lot to do with leaving it on their coffee tables, ... FRANK ZAPPA The most brutal, ugly, desperate, vicious form of expression it has been my misfortune to hear. FRANK SINATRA I booked my first studio at like 12 or 13. Somewhere in that season of my life, singing along with t... FRANK OCEAN My first show was when I was a high school freshman, but it was at the junior class dance. My older ... FRANK IERO In the last James Bond movie, the villain was a culture captain, a tycoon of culture, a Murdoch figu... THOMAS FRANK Mrs. Van Daan's grizzling is absolutely unbearable; now she can't any longer drive us crazy over the... ANNE FRANK The refusal to choose is a form of choice; disbelief is a form of belief. FRANK BARRON I'm a late bloomer. FRANK MCCOURT Power attracts the corruptible. Suspect any who seek it. FRANK HERBERT For-profit higher education is today a booming industry, feeding on the student loans handed out to ... THOMAS FRANK Conservatives may believe that impoverished borrowers destroyed Wall Street. But we liberals will no... THOMAS FRANK Strategy is buying a bottle of fine wine when you take a lady out for dinner. Tactics is getting her... FRANK MUIR Nothing anybody's said or written about me ever bothers me, except when it does. FRANK SINATRA