American consumer spending has been the economic driver.

There have been attempts before by credit card issuers to issue cards with parental controls on them. The first wave went out in year 2000 and weren't a sweeping success.

Credit card companies are increasingly addicted to their fees. Six years ago, all fees - including late fees - contributed only a minor portion to overall revenue. Today it accounts for more than 30 percent.

If they do it to them; they would do it to you.

God will forgive you, but will you forgive yourself?

Violence doesn't make you man; it's the distance your are willing to go. - Daniel Ray Waring jr.