All major banks offer [online bill pay], but consumer awareness is not very high.

From a consumer perspective it's not an Earth-shattering event. For now, it's just another place where consumers can research stocks.

At first, I was skeptical.

It's better for a lender to diversify their loan among different loans (in case someone defaults).

They neither approved nor objected to it.

I don't know about anything since then that is new.