Adaptability is a great asset to have because life is so unpredictable, and things can change overnight for any of us.

Getting small things like Visa or driving licence should be made easier as we, in financial service sectors, are dealing with financial regulations and tax constraints.

Mark-to-market losses are not real loss. It's a notional loss. What we can monitor is the credit quality of the underlying papers. Are the companies paying interest on time? Is there any deterioration in the credit quality of these companies?

Life comprises of both: opportunities as well as challenges.

What my parents believed was that, you know, the best wealth they could give to us children was to educate us and, you know - give us that foundation.

Resolution can be in any form - S4A, SDR or restructuring - but we need an enabling environment where bankers feel comfortable to take decisions and where they also feel obliged to implement decisions in a timely manner.