Active managers have to demonstrate that they can beat the index. Many more managers will take advantage of hedge fund techniques. That is the future.

Sales managers will be picking out the largest opportunities, the two or three out of 12 that are going to land the big bucks. They're going to be looking at which accounts are generating the most revenue, where are the biggest pipelines, and which pipelines are growing the fastest.

Our customers will notice a little different feel as they walk into the financial centers, and see the managers out on the floor at a station, actively engaged with the customers.

We believe this new Web site will become the primary 'go to' site ... for engineers, architects, building managers, contractors, purchasing agents and other business and government officials and environmentalists in their quest for a green California. We believe it will demonstrate with facts and figures that environmentally smart business decisions can also save big bucks, while making life healthier for all of us.

All three of the managers could be retained or terminated. We will be looking at ways to get above the bogey.

Fifty-four percent of hiring managers surveyed by CareerBuilder.com say they will increase their staffs in the coming year while only 9 percent will decrease them. After creating over 2 million jobs in 2005, the U.S. is expected to add 2 million more in 2006, according to economist estimates.